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Steve Greer
MEET YOUR PERFORMANCE. RAISE YOUR
LEVEL OF PERFORMANCE TO MEET YOUR
EXPECTATIONS. — RALPH MARSTON
friends, putting aside your differences
and celebrating with those you love. There was :
a time, however, when I used to dread the hol-
idays. I don't mean simply not looking forward
to holiday traffic or travel, crowds at the mall, :
or the prospect of having to decorate the house :
from top to bottom. When I say dread, I mean i
the holidays were a source of anxiety and dis- :
appointment. My poor wife used to tell me I
ruined Christmas for her.
Its not that I was a Scrooge. In fact, if were
making a comparison to Dickens’ A Christmas
Carol, I was more like one of Bob Cratchit’s :
: National Income Life and another “first:” not
ragged children. We were desperately poor
: growing up — we knew it and so did every-
: one else. Poverty like that is a source of shame, ;
: disappointment and frustration from the mo- :
; ment you first become aware of it. : type to care much for showy cars, expen-
When you inherit a legacy of poverty, you :
: learn early on not to have expectations in or- :
: der to avoid hurt and disappointment. Still, :
: deep in your heart, you carry wishes, dreams :
: and desires. As a kid, there was nothing I :
: wanted more than a dirt bike. All my friends : ford to spend. Most importantly, I wanted to
DON'T LOWER YOUR EXPECTATIONS TO :
; fice just to keep shoes on your feet, you know ;
had them. But when your folks have to sacri-
: better than to even ask for something as ex-
: travagant as a dirt bike. That didnt make me
: want one any less.
HE HOLIDAY SEASON IS ALL :
about getting together with family and
When Dana and I started dating, the lega-
: cy of barely getting by was still with me. Birth-
: days and holidays were the worst. I always :
: merits. Not too many career opportunities can
felt stressed out about letting other people
: down. Shopping for gifts was all about what I
: could get for the least amount of money that
wouldnt disappoint the recipient.
I will never forget one of the first Christ-
mases I spent with Dana’s family, and her mom
handed me a gift. It turned out to be an expen- :
: sive and trendy brand of athletic gear. Dana ; kah, Kwanzaa, Festivus 一 or anything else 一
: said my face just lit up. It was such a thoughtful
i gift and perhaps the first time I can recall being
: thrilled at Christmas.
Fast forward to my coming to work for
: only did the financial ends start meeting, they
actually began to overlap rather comfortably.
I'm a simple kind of guy. I was never the
sive watches, $500 shoes and such. Heck, all
I wanted was to not have to sneak my own
drinks into the movie theater. I wanted to be
able to order from a restaurant menu based
on what I wanted rather than what I could af-
: be able to buy things for my family that would
blow their minds. Because of AIL/NILICO, the
: Christmas my kids have come to know is excit-
: ing and bright rather than a disappointment.
A career with AIL/NILICO gives us the
luxury of building expectations. And we can
: raise those expectations whenever we wish and
to whatever level we wish based on our own
: say that. We are free to dream big and do big.
: Raise your expectations for 2017, then do what
: it takes not only to meet them, but to exceed
: them. Make your LEGACY one of abundance
: to spare and share.
Whether you celebrate Christmas, Hanuk-
: I wish you a holiday season filled with peace,
: love, abundance, and magic.
PS. Remember that dirt bike I want-
: ed as a kid? I now have 9 and love to ride
: with my kids. @
SPOTLIGHT
A monthly publication spotlighting top
producers of American Income Life and
National Income Life
GING EDIT
Sam Yarbrough / syarbrough@ailife.com
WRITER & COPY EDITOR
Leah Fry / Icfry@ailife.com
IOR GRA IC DES
Jonathan McGinnis / jpmcginnis@ailife.com
Mikailah Clark / mlclark@ailife.com
Maggie Hill / mmhill@ailife.com
TRIBUTORS
Robyn Allen, Becky Brown
Krystal Castro, Wendy Copeland
Karen Curtis, Corina Enriquez, Lana Giebe
Angel Henderson, Mary Lampert
Chris Melton, Mufieca Moody-Yanez
Pat Nevarez, Christina Pretzman
Tonia Stonum, Andrew Wesolick
Rhonda York
Spotlight is published monthly by
American Income Life Insurance Company
for the dissemination of information
to its Producers. Prior permission must
be obtained from American Income for
reproduction or other use of material herein.
254-761-6400
www.ailife.com
www.hilife.com
www.AlLLaptopOnDemand.com
www.NILICOLaptopOnDemand.com
www.ailacademy.com
www.mylifeatail.com
www.mylifeatnilico.com
© www.twitter.com/AIL. NILICO
E) www.facebook.com/AIL.NILICO
© www.youtube.com/AlLifeTV
www.ailife.com/recruiting
© 2016 by American Income Life Insurance Company
ALLAJ DECEMBER 2016
VOL. 49 NO. 12
NILICO,
New Markets Opening & Expanding!
There is a growing need for ambitious leaders. AIL/NILICO is looking for MGAs and
GAs wanting to pursue the SGA Career Track. If you are interested, speak to your SGA,
then send an email to: futuresga@ailife.com.
Effective Jan. 1, 2016, to be eligible for bonuses and be featured in Spotlight,
Producers must meet the required Retention or the minimum Net to Gross. Net to
Gross varies based on bonus guidelines and is used only during the Producer's first
nine months. The rates listed are for Spotlight recognition only.
Retention: 71.096
Net to Gross: 80%
eApp business and paper applications subject to the 7 day hold should be uploaded or sent to Home Office by Tuesday
1/24 before 2:00 p.m. CST. Paper apps excluded from the 7 day hold and PR credits should be sent to Home Office by
Friday 1/27. eApp business excluded from the 7 day hold should be uploaded by Tuesday 1/31 before 2:00 p.m. CST to
count for January production.
37,072
in total bonuses were paid out this month by AIL and NILICO. For more information on the monthly bonuses,
turn to Page 30-37.
Look for the asterisk! the asterisks, shown throughout the magazine, indicate that place will be a
year-to-date award winner. The Producers, who will be recognized at the 2017 Awards Presentation are: the top
SGA from each Category I-VIII based on Performance Factor with 100% minimum, the top two RGAs, the top five
MGAs, the top five GAs, the top five SAs, and the top ten Individual Producers, the top two PR Representatives from
each category, and the top three PR Managers. View the 2017 Convention Qualifications online at www.ailife.com
or www.nilife.com. Check your production! If there is an asterisk by your position, you could be on your way
to stay at the wonderful Moon Palace Resort in Cancun! The convention will be held May 18-21, 2017.
03
04 05
FA
27 YEARS OF SERVICE 11YEARS OF SERVICE Alexandra Graham, GA David Rigney, GA Irma Gallardo, MGA Amy Collins, MGA Elba Vargas, AGT Cheryl Davis-West, AGT Mark Lahijani, SA Ahmed Pruitt, AGT
Brett Hulme, PR Simon Arias, SGA Christopher Hintz, RGA Scott Wheeler, MGA Tiffiney Harmouche, SA Christopher Credle, MGA Steven Warner, RGA Antonio Denino, SA Brian Lane, AGT Riaz Rahman, AGT
23 YEARS OF SERVICE Theodore Greer, AGT Bruce Tan, AGT 4 YEARS OF SERVICE Jamil Harris, RGA Deserick Davenport, SA Olesya Wegner, AGT David Drysch, AGT Pedro Lemos, GA Zonia Ramirez, SA
Earle Harris, AGT Garret Kun, AGT 6 YEARS OF SERVICE Matthew Bogle, MGA Travis Kovach, SA Anthony Demeo, AGT Christian West, GA Mark Dushaj, MGA Kory Louvelle, SA Johny Remy, AGT
18 YEARS OF SERVICE Melissa Losk, AGT Jose Carvajal, SGA Brent Bowling, GA Anthony A Lopez, GA Jennifer DeWitt, SA Joshua West, MGA Carmen Edwards-Dorrough, AGT Draye Luton, AGT Sara Rostamijalilian, SA
Ruben Soberanes, AGT 10 YEARS OF SERVICE Cameron Cimino, SGA John Catalano, AGT Badum Maaloo, GA Douglass Floyd, AGT Zachary Whipple, SA Rawad Elghadban, SA Felipe Machado-Santanna, MGA Del Roule, SA
17 YEARS OF SERVICE Alberto Alcala, MGA Nina Dolman, AGT Erica Fitzsimmons, AGT Daniel Martinsen, SA Jon Gelhorn, MGA Greta Wilson, AGT Nadia Elhag, AGT Anthony Maximo, SA Leamber Saffold, AGT
John Franklin, AGT Mario Andres Chavez, GA Antonio Evans, GA Robert Ford, AGT Jared Mercer, AGT Mchel Helgeson, GA Megan Winston, SA Debbie Ezernack, RGA Monica McKinney, SA Anthony Savinon, AGT
15 YEARS OF SERVICE Blake Higuchi, RGA Holland Harriss, PR Corey Helly, RGA James Morris, AGT Christina Jauch, MGA Jeffrey Witherall, MGA Seth Frisby-Jack, AGT Jason McNett, AGT Michael Stelly, SA
Larry Lozano, PR Erin Moyer, AGT Mathew Hart, SGA Brittni Kwiecien, GA William Soulier, MGA Sergio Joaquin Haro, AGT 1 YEAR OF SERVICE Elliott George, AGT Hector Mendez, GA Evan Stewart, AGT
Arnold lacoviello, AGT 9 YEARS OF SERVICE Andre Hawthorne, MGA Tasha Marker, AGT Dominic Telymonde, MGA Hannah Linderholm, MGA Jeremiah Acosta, AGT Jacob Giangiuli, SA Casey Moore, SA Cassidy Stock, SA
14 YEARS OF SERVICE Robin Denham, PR Sione Ika, AGT Charles Marshall, AGT Paul Torman, SA Sharon Manning, AGT Benjamin Albert, AGT Charles Gotcher, AGT Claire Morgan, SA Robin Thomas, SA
Andrew Bishop, MGA Jamison Weatherspoon, SGA Corey LaVigne, AGT John Nieves, MGA Jinelly Urena, RGA Anastasia Martens, SA Joshua Andrea, AGT Luis Guevara, AGT Brian Murray, SA Bernie Thompson, SA
Arthur Greene, AGT 8 YEARS OF SERVICE Shahab Mahdavinejad, MGA Christopher Rodriguez, SGA Alexander Wood, MGA Glenn Martin, GA Trevor Baynes, SA Daniel Hevener, AGT Lauren Mylett, AGT Juan Torres, AGT
Brett MacCannell, RGA William Charnow, AGT Carmela Pellen, AGT Joshua Rush, RGA 2 YEARS OF SERVICE Terrell Milton, AGT Timothy Begley, AGT Raul Jacobs, GA Akame Ndumbe, AGT Mychal Travers, AGT
Karen McQuoid, AGT Hal Herman, MGA Brandon Summerton, RGA Joseph Tomanovich, RGA Sarah Acker, AGT Risa Moniz, SA Trina Best, AGT Lazaysha Johnson, AGT Mark Noel, AGT Sashia Veerman, GA "
Dustin Venekamp, SGA Ryan Kendl, MGA Ashley Wenning, GA 3 YEARS OF SERVICE Makena Alexander, SA Jackie Okimoto, AGT Michael Boxell, SA Harry Jones, SA Michael Novosel, GA Vanessa Ventura-Sandoval, MGA
13 YEARS OF SERVICE Joshua Olin, RGA 5 YEARS OF SERVICE Azar Afnan, SA Candice Anderson, GA Roger Rau, SA David Butterfield, AGT Hawa Kaba, AGT Ethan Oftedahl, SA Anthony Verrett, SA g "
Justin Germany, AGT Joey Sales, AGT John Conard, RGA Jordon Barron, MGA Paul Angelopulos, AGT Gordon Reed, AGT Lillian Carroll, AGT Sara Kamalvand, SA Laura O’Mary, AGT James Wells, AGT
Ed Olfert, AGT Amr Shater, GA Nicki Griffiths, MGA Evelin Castro-Sharif, AGT David Brooks, GA John Sloan, SA Beatriz Chacon Huizar, SA Vassilios Katos, SA Eli Parra, AGT Revawn Wilson, AGT
Alan Sedaghat, AGT 7 YEARS OF SERVICE Christine Jesoraldo, GA Shalom Chaimov, GA Shannon Brown, AGT Michael Spann, SA Rebecca Cheek, AGT Douglas Kemp, AGT Reuben Paygai, MGA Aaron Ybarra, SA
12 YEARS OF SERVICE Jared Cleckner, SGA Jean Joseph, MGA Marc Demilia, AGT Athea Buchanan, SA Omar Torres, SA Daniel Chousa, SA Farhood Kiassaty, AGT Nada Pennington, AGT
Sue Akers, PR Amanda Cross, PR Gregory McDuffie, SA Hugo Flores, AGT Eric Butt, GA Michael Trinh, GA Anthony Cunningham, AGT William Krekeler, SA Thomas Pineda, AGT
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REGIONAL GENERAL AGENT Easton Christensen 60% GENERAL AGENT Joshua Reyes Melissa Martino Rochelle Weber Suraj Daswani Sara Henson Samuel Montgomery Bennett Smith
Christopher Akins Jennifer Class-Rodriguez Corina Araujo Shanna Russell Matthew McKee Tyrenna Wesley Bobby Davis Louis Heyward Jason Moser Nicholas Solomon ,
Christopher Bentley Seth Collins Attar Chalif Arien Seemann Harvey Milam Aaron Williams Charisma Dezonie Danielle Higley Matthew Neish Sean Sperazza a
Jason Bratin Javier Diaz Joseph Hedborn Shelbi Sofranko Zachery Nelson Kerry Zorns David Duddy Magdalena Holman Randy 0'Campo Gary Stevens
Peter Davis Kelvin Fernandez Skyler Hornung Cameron Stanley Kyle Neville 52.5% SUPERVISING AGENT Tabitha Dunlap Yicong Huo Albert Olesko Timothy Stewart
Charles Ferrari Jaclyn Finafrock Raul Jacobs 55% SUPERVISING AGENT Paul Ormes Justin Allain Sarah Eaton Anna Irymesku Juliya Ostapyuk Nicole Storey
Stephen Jeung Alan Fricke Pedro Lemos Edwin Cuevas Quinones Amanda Peterson Renato Arthur Derya Ekren Velvet Johnson Mitchell Page Theodore Taheny -
Mike Lade Jenna Grula Jennifer Pofahl Dacey Dickerson Winndell Powell Awa Babou Jennifer Evans Chadrick Keith Anthony Petrosky Charlianna Timpe 5
Kerlens LaRose Ericka Martinez 57.5% GENERAL AGENT Wayne Doucet Phillip Ray Gene Crow Alex Fajardo Meardey Kim Benjamin Pohlman Anastasia Vasanjee
Samantha Ralston Matt McBride Carlos Class Bethany Evans Willie Reeves Laura Beaulieu Thomas Ferraro Adisleidy Leyva Gongora Michael Rice Grace Veatch
Kyle Schroeder-Gurnicz Nacole Newbold Christine Moore Jon Flexner Gustavo Rivera-Delgado Madison Belcher Ryan Fogel Justin LoPatriello Nicholas Robertson Kasey White
David Thornton Alex Normandeau Sharon Barnes Joshua Garrison Samuel Rosa-Barriere Anthony Cao Isaac Garcia Justin Lowe Michael C Rodriguez Liana Woodard
Steven Warner Jesus Parra Janelle Beckford Hemerson Gonzalez Candice Sawyer Charles Carroll Elizabeth Giesta Mickel Major Shawn Roundy
Matthew Zang David Peebles Caroline Chambers Heather Gunter Kevin Silva Vaniel Catchings Katrina Gilmore Christian Mays David Ruhara
MASTER GENERAL AGENT Johnny Ramos Luiz DeOliveira Eduardo Hernandez Tamara Spiller Rebecca Cordoba Rebecca Goldsmith Michael McCloskey Kendall Scavo
James Bailey Evron Simon Zachary Gallo Jon Houser Kaylie Stone Jonathan Cormier Joseph Goodwin Jenalee McKnight Connor Seemann
Maria Beaumaster Jamie Winters Devan Grissom Carlin Kaufman Juan Venegas Joseph Corwin Ricardo Grandt Kamron Mehri Wesley Shure
Jesse Benwell Michael C Williams Lauren Lazenby Gage Lewellyn Chance Voorhees Neil Dalvi Vincent Gravel-Michaud Teresa Mix Kenneth Skeen J
Clayton Bonner Sydney Normand Selina Maldonado Imani Walton-Burroughs Andre Dantas Julie Henry Abraham Mogilevsky Melinda Skinner
CONGRATULATIONS 2016 REVIEW
08
*
-
The following Closer to the Heart
partner organizations benefitted from
your generosity in 2016:
David Zophin
Executive Vice President /
Assistant to the President
David joined American Income Life as an agent in 1999 and was promoted to SGA in
Connecticut and Western Massachusetts in 2002. In 2009, David partnered with Tom
Williams in South Florida and grew the Williams-Zophin SGA Office to one of the
top-producing agencies in the company. They were the top agency in their category
several times. David is a 6-time Executive Council member. David assumes his role
in the McKinney Executive Offices in January 2017. David and wife Christy have a 20-
year old son, Brendan and daughters Brooke 13, Taylor 12, and Kaitlyn 8. The family
DE, NJ, PA | DECEMBER 1
Ryan graduated from Fanshawe College
with a degree in Business Administration
and joined AIL and the Altig-Orlovic SGA
Office in 2004. In 2012, he moved to the
Brian Traboulay SGA Office. Ryan began
aiming for the SGA position from his
first day. He credits the mentorship of
"great SGAs” for giving him perspective
and preparing him for his new venture.
He believes his passion for recruiting will
serve him well. Ryan and his wife Christine
live in Newtown Square, PA.
will relocate to Texas in 2017.
E me
Brandon
MacDonald
AL | NOVEMBER 11
Brandon came to AIL in 2011 after careers
in accounting and restaurant ownership.
He started in Alabama, then moved to the
Matt Henderson SGA Office in Florida,
but he says from the beginning, he knew
he wanted to be the SGA in Alabama.
Brandon believes his greatest asset is that
he genuinely cares about people and helps
them develop the attitude and work ethic
to succeed. In addition to 10-year old son
Wesley, Brandon and wife Amy (an MGA in
his Agency) are expecting a baby in April.
They live in Vestavia Hills.
Antonio
Reyes
NC | DECEMBER 1
Antonio was personally recruited by
friend Jason Bratin into the Simon Arias
office in 2011 after careers in the mortgage
and retail industries. As an RGA, he ran a
remote office in Maryland, which, along
with ongoing mentorship from Simon,
helped prepare him to accept the SGA
position. "Relationship building is so
underrated and yet so important in our
business. The ability to connect and
win peoples hearts is everything" he
says. Antonio, wife Sasha and daughter
Shamarah live in Matthews, NC.
CHILDREN IN CRISIS
|
$10,150
SQUARE PEG FOUNDATION
in
SHAUMBURG,
ILLINOIS |
$110,000 MIT
EXECUTIVE COUNCIL / TMK DONATIONS
Total 2016 Donations — $212,210
Total Donations since 2012 — $878,295
AIL, in partnership with the Sabrina Lloyd
SGA office, donated $10,000.00 to Feed
My Starving Children. In addition to the
financial donation, many Agency members
volunteered their time to pack boxes of
food that will feed 184 kids for a year.
Founded in 1987 Feed My Starving Children
(FMSC) is a Christian non-profit that
provides nutritionally complete meals
specifically formulated for malnourished
children. Donations purchase meal
ingredients and volunteers hand-pack the
meals. Meals are donated to FMSC food
partners around the world, where kids are
fed and lives are saved. Thanks to all of you, were making a difference!
Susan Fuldauer
Vice President of
Public Relations Field Operations
IS THE SEASON TO ENJOY FRIENDS, ;
family, share holiday greetings and New
Year wishes with co-workers and our
clients alike. It's also a good time to reflect back
on the year now coming to a close and prepare
for the New Year in front of us.
The reflection can be bittersweet; filled
with both the good feelings of the actions
and accomplishments over the past year that
provided a lasting and positive impact. Bit-
tersweet, also, in acknowledging we may not
have been at the top of our game every day,
which can also create an impact both for our
loved ones and for those we relate to on a pro-
fessional and service level. While it would be
great to have a rewind button for some of those :
: only through our PR efforts but through agen-
i cy follow up with members. Educating and
: protecting the financial stability of a family is
a joint effort between PR and agency and one
days, life just doesnt work that way. However,
reflecting and giving intentional thought to
what could have been done differently through
actions and words gives us an opportunity to
make changes as we move forward. This is
whats great about the New Year; it’s a new be-
ginning and an opportunity to be better than
we were last year.
; Looking back at 2016, there were many :
: moments of great joy and some moments :
: of sorrow. We achieved more than we did in
: 2015, but perhaps less than what our actual :
: goals may have been. Now is a good time to
: reset those goals and create the strategic plan
: and actions to meet your goals and objectives.
In 2016 we saw the growth of the move- :
: ment to raise wages to at least a living wage :
: and for many it was a Fight for $15. The PR :
: team showed up to support raise the wage ef- ;
: forts, along with walking picket lines, deliver- ;
: ing loads of food Baskets of Hope and testified :
: in front of governmental officials to keep pen- ;
: sions, health care and the right to belong to a ;
: union intact. Unfortunately, we lost a few of :
; our labor leaders last year, but we have new up :
i and coming leaders to fill their shoes and con- :
: tinue to fight for working families. And fight
: is what we'll need to do, in solidarity with our
: labor brothers and sisters as we move forward
: into an ever-increasing war on workers.
2016 also brought hope to families not
that has created lasting impact for many fam-
: ilies, Building closer ties with PR and agen-
: cy continues to be a goal for 2017. We have
: a common vision and it takes both PR and
agency to achieve that vision. Reflecting on
the many times we partnered in activities with
; our groups and collaborated on presentations
provides a profound look at what the future re-
; lationships should look like. It’s a bright future
: for us all as we look forward to continuing to
: build on those foundations in the New Year.
I'm thankful for the amount of caring and
heart we have and the ability to grow our lega-
Cy; one action, one policy, one family at a time.
Wishing you all a Happy, Healthy,
Prosperous New Year. @
ANDAN
OPPORTUNITY
TOBEBETTER
THANWEWERE
_LASTYEAR.’
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Each year on the Friday before Thanksgiving, Central Texas
volunteers collect food in 9 counties for the largest one-day food drive in Texas.
For the 7^ consecutive year, AIL employees have participated in the local Food
For Families event. During the 3 weeks leading up to the drop off date, Waco
employees organized fund raising events including CANstruction, Camping for
Cans, Soup Kitchen, a silent auction, rice eating contest and various individual
food collection challenges.
On November 18", a caravan of 40+ vehicles and countless volunteers departed
the AIL parking lot to deliver monetary donations and 76,322 pounds of food!
Once again AIL employees broke their record and exceeded the previous
year's donation.
Food for Families volunteers were astounded by the generosity of AIL employees,
and expressed over and over again how thankful they were for All's contributions.
Thanks to everyone who participated. The sky is truly the limit when we join
together as a team and take a cause to heart!
2016 Total:
Kendall Wilson
George Bort
Orey Yates
Patryga Grudzinska
Matthew Neish
Brandon Foster
Jeremy Osborn
Brenda Fox
Roger Rau
Arthur Trost
Juan Venegas
Jasmin Gallaga
Micah Focken
Bilal Farsakh
Jason von Rosenberg
Mike Paragiou
Christopher Buttacavoli
Nathan Hunt
Laaina Havea
Samuel Robertson
Ranjana Chopra
James Harding
Leonel Lazcano
DeAnthony Hartman
David Hefflin
Daniel G Johnson
Dalyn Quilausing
Elias Boles
EricThompson
Beaux Southern
Mark Dominguez
Brittany Smart
Ashley Rust
Michael Russo
Ruben Santillana
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Sabrina Lloyd
Surace-Smith
Altig-Orlovic
Sabrina Lloyd
Altig-Orlovic
Simon Arias
Desi Dimitrova
Zachary Hart
Zachary Hart
Zachary Hart
Allan Jennings
Sabrina Lloyd
Zachary Hart
Theodore Pappas
Allan Jennings
Surace-Smith
Altig-Orlovic
Richard Correa
Steve Friedlander
Chris Hernandez
Josh Chalom
Richard Correa
Desi Dimitrova
Zachary Hart
Zachary Hart
Zachary Hart
Matt Henderson
Durhon Oldham
Surace-Smith
Arias-Cimino
Jose Carvajal
Cohen-Cohen
James Cunningham
Laura Fisher
Steve Friedlander
Meghan Harris
Anita Przybylowicz
Brandon Berger
Naomi Caraballo
Dylan Klotz
Tessie Miya
Ashleigh Clapper
Adam Hanna
Tabitha Witherell
Issac Estrada
Steven Phillips
Jeremy Rivers
Jason Lee
Duane Shaw
Sarah Whiting
Asad Ahmed
Jesse Benwell
Derek Foore
Tiffany Babin
Megan Johnson
Evelyn Howell
Trevor Tollefson
Mark Hoban
Andrew Hynan
Kevin Ishikane
Alix Albright
Jordan Lacy
Brody Maughan-Evanson
Eric Snyder
Shelbi Sofranko
Jennifer Bettis
Dwayne Gomez
Courtney Griggs
Mchel Helgeson
Thomas Huynh
Poe pts oP MIS Sa ING Ste) Cane SUELOS
Mm aS eM "zn D) Se eS co Go e "etg wh den ee ees
Sabrina Lloyd
Sabrina Lloyd
Altig-Orlovic
Altig-Orlovic
Altig-Orlovic
Altig-Orlovic
Simon Arias
Simon Arias
Simon Arias
Richard Correa
Nigel Crowe
Kyle Johnson
Sabrina Lloyd
Sabrina Lloyd
Bob Olson
Theodore Pappas
Imran Satti
Surace-Smith
Michael Vasu
Michael Vasu
Jamison Weatherspoon
Erin Allen
Altig-Orlovic
Altig-Orlovic
Altig-Orlovic
Simon Arias
Simon Arias
Simon Arias
Simon Arias
Simon Arias
Dorian Brown
Jose Carvajal
Jared Cleckner
Cohen-Cohen
Cohen-Cohen
Victor Goodman
Jordan Shoubash
Debra Small
Cameron Stanley
Moli Kaufusi
Daniel Chousa
Jeffrey Espinal
Michelle Seaman
Azar Afnan
EricJaeger
Shiv Patel
Alma Lozano
Kimberle Spooner
Attar Chalif
Casey Finley
Adem Abdula
Christine DiSanto
Cristina Fox
Jorge Guerra
Andres Liranzo
Glenn Martin
Karen Mosley
Marcus Piccirilli
Caren Deanda
Ryan Landmark
Stuart Pagan
Timothy Watson
Michael Stuver
Mary-Delores Ayarzagoitia
Jeremy Engrav
Kascey Williamson
Asiguy Haugabook
Michael Dean
Jacob Vargas
Alisha Anderton
NNN NNN NNN YN ON
NNN NNN NNN NN NN NNN NNN NY NY ON) OM DY
Laura Fisher
Laura Fisher
Laura Fisher
Laura Fisher
Steve Friedlander
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Zachary Hart
Chris Hernandez
Sabrina Lloyd
Richard Correa
Richard Correa
Laura Fisher
Ryan Giddens
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Giglione-Ackerman
Mathew Hart
Mathew Hart
Mathew Hart
Mathew Hart
Zachary Hart
Matt Henderson
Chris Hernandez
Chris Hernandez
Kyle Johnson
Travis Moody
Corey Neff
Dorian Oldham
Waleah Salah
Alex Torruella
Christopher Beveridge-Calvin 2
Katrina Ricks
Richard Tabanji
Brooke Bogs
Holly Bonhorst
Kimberly Hamilton
James Jones
Rebyka Watson
Tiffany Durden
Frank Cordaro
Rachel Gallagher
Malachi Rouzer
Leo Wright
Joseph Kanaan
Holly Lacey
Alex Normandeau
Peter Gabranski
Brent Bowling
Lindsey Dettwiller
Ashley Wenning
Christopher Stevens
Scott Davison
Phillip Jenkins
Thomas Longino
Darrin Roberts
Lauren Lazenby
2
2
2
2
MOND NM ON MON NM NM NM NN Mom Mm oN NM NR Nm Mmm SD)
Sabrina Lloyd
Sabrina Lloyd
Dorian Oldham
Theodore Pappas
Surace-Smith
Michael Vasu
Michael Vasu
Durhon Oldham
Durhon Oldham
Bob Olson
Chad Panzer
Theodore Pappas
Theodore Pappas
Chad Potts
Philip Prata
Imran Satti
Imran Satti
Imran Satti
Albert Serur
Surace-Smith
Surace-Smith
Surace-Smith
Kris Thieme
Michael Vasu
Michael Vasu
Michael Vasu
Michael Vasu
Jeremy Welch
Mohammed Moalawi
Doreen Ryan-Foti
Steven King
Curtis Henderson
Nicholas Moore
Richmond Gerrish
Nicholas Scordos
Joshua Krueger
Gevorg Yanukyan
OfaTupouniua
Erez Shabtay
Christopher Bentley
Ryan Mdntosh
Matthew Diulus
Andrew McQuade
John Sparby
Zach Otto
Steven Rios
Michael Laramie
up Coss Cae enh eee Cn RON FON) ours ener Toi eco oo S CO (roo 9I «e:
18 MichaelVasu
Theodore Pappas
Don Foti
Zachary Hart
Allan Jennings
Durhon Oldham
Laura Fisher
Surace-Smith
Richard Correa
Desi Dimitrova
Steve Friedlander
Michael Vasu
Altig-Orlovic
Altig-Orlovic
Simon Arias
Richard Correa
Chris Hemandez
Sabrina Lloyd
Sabrina Lloyd
Tucker Gregor
Aaron McLean
Marc Salvaggi
Jameetri Washington
Melinda-Rae Lyse
Bernard Ballou
Pablo De La Cruz
Jordan Chalom
Hyunchul Chung
Stephen Jeung
Brian Zuzick
Paul Zuzick
Morgan Lobello
Ryan Fickert
Lamar Livingston
Andre McCallum
Rodney Ward
Scott Sonnenberg
Matthew Tumquist
NEW ASSOCI
Ao d qo Gd d do qo oq qd FFF d Up UP otn Un
I 13 Richard Correa
Travis Moody
Imran Satti
Surace-Smith
Michael Vasu
Altig-Orlovic
Slav Bitman
Jose Carvajal
Josh Chalom
Cohen-Cohen
Cohen-Cohen
Laura Fisher
Laura Fisher
Giglione-Ackerman
Zachary Hart
Zachary Hart
Zachary Hart
Zachary Hart
Matt Henderson
THE MINIMUMS FOR RECOGNITION
Ricardo Subero
Alon Fischer
Shahab Mahdavinejad
Bobby Szwaja
Robert Kanaan
Matthew Parks
Julianne Scavo
Andrew Bishop
Dan Ikei
Travis Stucki
Sokol Fazliu
Aaron Haynes
Jinelly Urena
Deana Plaster
Steve Svendson
Matthew Turnquist
Joy Vann-Austin
Stephen Hill
4
4
4
4
4
4
COREE TED, ST ee FoU aE od ao Ka
Kyle Johnson
Theodore Pappas
Theodore Pappas
Theodore Pappas
Imran Satti
Surace-Smith
Erin Allen
Altig-Orlovic
Altig-Orlovic
Altig-Orlovic
Simon Arias
Arias-Gmino
Jose Carvajal
Jared Cleckner
Richard Correa
Richard Correa
James Cunningham
Steve Friedlander
Brett Gryska
13 Durhon Oldham
Michael Gerstein
Johnny Ly
Minh Phung
Juan Olvera
Chelsie Otto
Michael Cirelli
Angel Martinez
Robert Smith
Robert Wright
Vincent Meyer
Timothy Wilson
Daniel Hartwig
Jessica Wilhite
Aaron Ralston
Michael Musso
Matthew Parks
w GS xp bo d» Ey ty bo Gu) (WS ty GS C$ ee wm
Giglione-Ackerman
Giglione-Ackerman
Mathew Hart
Stephen Jubrey
Sabrina Lloyd
Dorian Oldham
Dorian Oldham
Durhon Oldham
Bob Olson
Chad Potts
Philip Prata
Surace-Smith
Jamison Weatherspoon
Jeremy Welch
Williams-Zophin
13 Surace-Smith
o
12
| ERBRPY ATO
RECRUITINGPROGRAM
TOP PAYOUTS
TOTAL PAYOUT: $247,485 | TOTAL QUALIFIERS: 729
- d wy
Ryan Kendl
$2,276
Altig-Orlovic
NAME TOTAL
Ryan Kendl $ 2,276
Steven Baum 1,815
Brooke Bogs 1,788
Nedal Kawash 1,684
Patrycja Grudzinska 1,645
Cara Griffin-Locker 1,582
Joel Jesurun 1,553
Carl Chargois 1529
Jordan Barncord 1520
Gina Merico 1423
Andre McCallum 1,409
Anita Przybylowicz 1188
Richard Gaffney 1125
Amanda Thomson 1112
Juan Venegas 1109
Stephanie Kell 1085
Manuel Diaz 1078
George Kamel 1078
Ashley Flood 1,072
Magdalena Holman 1,048
Ivonne Perez 1,047
Joseph McCallister 1,040
Benjamin Pechianu 1,037
David Fiscu 1,035
Janean Rayford 1,021
Zachary P Hansen 1,014
Jonathan M Jones 1,009
Alicia Nieman 1,005
Brent Bowling 1,005
Antoinette Williams 989
Alifonzo Garcia 975
Naomi Caraballo 970
AS
Steven Baum
$1,815
Sabrina Lloyd
NAME
Isaac Garcia
Bryant Rayford
Evelyn Juarez
Shiv Patel
Alipate Makaui
Jesse Spencer
Ransey Vazquez
Matthew Parks
Joseph Corwin
Dana Black
Bilal Farsakh
Jordon Barron
Angela Black
Raul Jacobs
Lorena Barriere
Kendall Wilson
Areli Medina
AshLynn Orng
Cole Hatfield
Ernest Powell
Joy Vann-Austin
Jameetri Washington
Christina Jauch
Robert Kanaan
Kasali Kotun
Kimberly Spears
Daniel Foore
Tucker Gregor
Peter Davis
Janice Moseychuck
Kade Beck
Dalyn Quilausing
TOTAL
$ 958
958
957
939
937
916
913
894
891
887
884
875
873
869
862
859
850
839
827
826
813
812
802
800
791
786
777
773
772
768
748
736
Brooke Bogs
$1,788
Michael Vasu
NAME TOTAL
Sara Kamalvand $ 734
Marco Camire 724
Denis-Michael Catalano 723
Eduardo Barajas 714
Slavita Hut 712
Rebyka Watson 709
Spencer Simmons 707
Mark Dushaj 702
Svyatoslav Stefanyshyn 702
Michael Cirelli 700
Tyler Mabry 688
Quewandra Daniel 688
Matthew Dawson 687
William Viguie 684
Devan Grissom 680
Nicholas Lorence 678
Aaron Chen 677
Jeremy Rivers 673
Nic lagulli 671
Kelly Ekker 664
Michael Russin 663
Margaret Rivera 662
Devon Miller 657
Derek Pratt 657
Maria Santana 650
Michael Ronan 649
Jarred Spanbauer 645
Jeffrey Espinal 645
Rita Eisentrager 643
Chaz Hutcherson 638
Anelys Gonzalez Cortes 637
Tiffany Babin 636
A 、 和 A :
Patrycja Grudzinska
4 Recruits
Sabrina Lloyd
Nedal Kawash
$1,684
Sabrina Lloyd
NAME TOTAL
Timothy Brown $ 631
Cody Lerette 628
Craig Ebinger 627
Southern Foster 623
Brian Thai 620
Johnny Ramos 608
Matt McBride 608
Tami Chaimov 607
Erin Noyd 605
Kelly Smith 605
Agatha Safford 601
Zane Wagner 598
Heather Heisa 595
Joshua West 594
Blake Bocci 591
Bricia Acosta 591
Daisy Grimes 590
Daniel Pettit 589
Scott Theaman 585
Beaux Southern 581
Sean Conway 581
Shawn Roundy 579
Eugene Garcia 578
Christopher Chovanec 572
Seth Collins 568
Patrick Donovan 568
Cameron Ashcroft 568
Alba Wandurraga Baron 561
Aaron McLean 560
Ryan Vance 559
Jeremiah Eller 557
Trey Moran 556
Patrycja Grudzinska
$1,645
Sabrina Lloyd
NAME
Liliana Estrella
Jordan Seguin
Susan Bedrossian
Norine Fortier
Avalon McLeod
Kaitlyn Brandt
Fritznel Octave
Michelle Olivo
Jonathan L Jones
Nala Sifford
Adrienne Williams
Timothy Bugge
Solomone Havea
Austin Hamilton
Haydee Burrola
Gabriela Sime
Eric Stjernholm
London Burnett
Shane McGregor
LaDelus Brown
Heather Crews
Jennifer Bettis
Jordan Despain
Valeria Flores
Carl Isidore
Trevor Lawson
Timothy McCabe
Stephen Stewart
TOTAL
$ 552
551
551
550
549
549
549
545
545
544
536
532
529
519
519
518
516
515
511
510
506
504
500
500
500
500
500
500
Legacy Recruiting provides opportunity for all
Agents to earn an additional monthly income
stream above and beyond regular recruiting efforts
TOTAL LEGACY RECRUITERS: 321
Jameetri Washington
5 Recruits
Michael Vasu
NAME
Jameetri Washington
Patrycja Grudzinska
London Burnett
Joseph Corwin
Eugene Garcia
Raul Jacobs
Joel Jesurun
Micah Morales
Anita Przybylowicz
Janean Rayford
Jeremy Rivers
TOTAL LEGACY RECRUITERS: 2,098
# RECRUITS
# RECRUITS
WWWWWWW WwW i 01
NAME # RECRUITS
Ransey Vazquez 53
Kade Beck 18
Stephanie Kell 17
Patrycja Grudzinska 17
Robert Kanaan 15
performed by Managing Agents!
NAME
Ransey Vazquez
Delores Aguilera
Yemi Akinade
Susan Bedrossian
Angela Black
Naomi Caraballo
Timothy Chandler
Bonnie Dupre
Craig Ebinger
Daniel Foore
Martha Garcia
NAME
Anita Przybylowicz
Quewandra Daniel
Monica Brown
Marc Salvaggi
Jonathan Frigola
# RECRUITS
NNNNNNNNNNW
NOVEMBER
London Burnett
3 Recruits
Surace-Smith
NAME
Randall Green
Cara Griffin-Locker
Jamil Harris
Margaret Higginson
Brandon C Johnson
Nedal Kawash
Timothy Kieran
Thomas Longino
Enrique Lopez
David Lovato
Alma Lozano
# RECRUITS
NNNNNNNNNNN
YTD
NAME # RECRUITS
Michael Russin 12
Kendall Wilson 12
Mack Doby 12
Alma Lozano 11
Jameetri Washington 11
m By Incentive Structure Payout. Top Legacy Recruiting Agents listed earned at least $500.
w By Number of Legacy Recruits. Top Legacy Recruiting Agents listed have at least 2 Legacy Recruits
€ Spotlight will picture the top 5 Legacy Recruiting Agents based on number of Legacy Recruits. In case of a tie, top Legacy Recruiting Agents will be determined by total Incentive Structure Payout as
long as minimum Retention/Net to Gross standards are met.
Joseph Corwin
3 Recruits
Surace-Smith
NAME
Shane McGregor
Areli Medina
Brandon Neal
Matthew Neish
Todd Onstott
AshLynn Orng
Derek Pratt
Kenneth Preston
Patrick Rieger
Michael Ronan
Nala Sifford
# RECRUITS
NNNNNNNNNNN
NAME # RECRUITS
Raul Jacobs 11
Matthew Parks 10
Waleah Salah 10
Jonathan L Jones 10
Ofa Tupouniua 10
TOTAL LEGACY RECRUITS: 387
Eugene Garcia
3 Recruits
Dustin Venekamp
TOTAL LEGACY RECRUITS: 4,050
NAME Z RECRUITS
Taneshia Solomon 2
Amanda Thomson 2
Inderjit Toor 2
Jacob Vargas 2
Juan Venegas 2
Scott Wheeler 2
Kendall Wilson 2
NAME # RECRUITS
Nedal Kawash 10
Natalia Tatkowska 10
* The number of YTD Legacy Recruits listed for Spotlight recognition may be different than the number of YTD Personal Recruits reported for Torchmark Achievement Award eligibility due to the counts
being calculated differently.
; LEGACY
h.
E
Sabrina Lloyd
Williams-Zophin
15 Recruits 10 Recruits
GOLD SILVER
A
w
H
Sabrina Lloyd
Sabrina Lloyd
10 Recruits 10 Recruits
SILVER SILVER
<=
Raymond Risucci Cisco Perez
6 Recruits 5 Recruits
BRONZE BRONZE
< =
Be
Simon Arias Corey Neff
5 Recruits 5 Recruits
BRONZE BRONZE
P "P < 2 X
|
AA
a G
yix l i
— -> T
Arias-Cimino Altig-Orlovic
5 Recruits 5 Recruits
BRONZE BRONZE
*A Personal Recruit is considered eligible (will count towards qualification levels) when he/she has submitted $2,000 Net ALP
a
Giglione-Ackerman
10 Recruits
SILVER
ra
Giglione-Ackerman
7 Recruits
BRONZE
Surace-Smith
5 Recruits
BRONZE
Williams-Zophin
5 Recruits
BRONZE
Raymond Risucci
5 Recruits
BRONZE
Altig-Orlovic
10 Recruits
SILVER
Desi Dimitrova
6 Recruits
BRONZE
Altig-Orlovic
5 Recruits
BRONZE
-一 »
id
LAN
" $ Z1
|
VA X.
| |
James Cunningham
5 Recruits
BRONZE
— By Number of Eligible Legacy Recruits*
"
Altig-Orlovic Sabrina Lloyd
10 Recruits 10 Recruits
SILVER SILVER
g
ii
Surace-Smith Giglione-Ackerman
6 Recruits 6 Recruits
BRONZE BRONZE
Theodore Pappas
Michael Vasu
5 Recruits 5 Recruits
BRONZE BRONZE
Matt Henderson
5 Recruits 5 Recruits
BRONZE BRONZE
Durhon Oldham
LEADERSHIP ————
ACADEM
STEP UPTO
LEADERSHIP
ACADEMY 2017
If you aspire to a management position at AIL/
NILICO, Leadership Academy is for ! Classes
start with the basic building blocks of leadership
and progress to more advanced concepts.
If you are interested in attending, talk to your SGA
about qualifications. These sessions fill quickly, so
dont delay. Make 2017 the year you step up!
Please keep in mind that dates are always subject
to change.
LEADERSHIP 301:
Strategic Agency
LEADERSHIP 101:
Fundamentals of
Leadership Training
(Top Gun)
March 28
October 17-18
Agency Building
January 16-18
April 10-12
June 12-14
September 25-27
LEADERSHIP 401:
Results Driven
LEADERSHIP 201:
Building for
Ownership Leadership
February 21-22 September 6-7
August 15-16
Before you are a L EA D E R, success -
is all about G ROWI NG YOU RSELF.
WH EN YOU BECOME a leader,
success is all about G ROWI N G
OTHERS.
LEGHLY
RECRUITINGPROGRAM
NEW ASSOCIATE INCENTIVE
$1000 when a Legacy Recruit writes and submits his/
her first application within your first 90 days of tenure
with AIL/NILICO ($250 if after your first 90 days).
INCOME STREAM
10% income stream based on Legacy Recruit’s Net ALP
during his/her first 6 months if recruited by a Career
Agent (5% income stream if recruited by an SA, GA,
MGA, RGA).
There is to the number of Legacy Program Recruits you can have.
Recruit people talk to and add to your
and overall at the same time!
H: a nice ring to it, wouldn't you Recruiting Program to the Legacy Re-
agree? But there is more to it than cruiting Program.
just a catchy new name. i A
With every step you take in your manage-
The highest award you can receive in ment career, you are creating and building
leadership as an SGA is the Legacy Award your own legacy. From when you started
and the theme for 2017 is Legacy. It is as an agent and recruited people onto
only fitting that we change the Personal your team, to building your team as an SA
or GA to reach the level of MGA, every
step is one in your legacy of building other
leaders for AIL/NILICO. Best of all, you're
also helping them build their legacies.
There are some exciting changes tak-
ing place for 2017 in the Legacy Recruit-
ing Program and | want to outline some
of them for you:
BO GENTILE
Senior Vice President of Recruiting
TERMS & CONDITIONS:
RECOGNITION! FVFE! 5
LEGALY
Opportunity Unlimited.
$1000.00 AND 10% — How exciting!
If you are an agent in your first 90 days
with the Company, you are eligible for the
$1000 and 10% payouts! You get $1000.00
for everyone that you recruit who writes
and submits their first app, and then 10%
of your Legacy Recruit’s ALP for the first 6
months of the new agent's career!
Talk about motivation and drive to
build your team as fast as you can and
along the way offering Opportunity
Unlimited to others.
If you are beyond your first 90 days as
an agent, we still have you covered with
$250.00 when your Legacy Recruit writes
and submits their first app, and you still
have the income stream from your Legacy
Recruit's ALP for the first 6 months of the
new agent's career.
mia der i
从 DT
5 Eligible Legacy Program Recruits*
Legacy Club Plaque i
OI Li FR J
一 10 Eligible Legacy Program Recruits*
Legacy Club Pen & Portfolio Set
\
à 15 Eligible Legacy Program Recruits*
Legacy Club Gold Ring
PLATINUM
25 Eligible Legacy Program Recruits*
3 day/2 night All-Inclusive
Resort Trip for 2
*A Legacy Program Recruit is considered eligible (will
count towards qualification levels) when he/she
has submitted $2,000 Net ALP
SAs, GAs, MGAs, and RGAs, you are in-
cluded as well with the same $250.00 and
5% to continue to build on your successful
legacy that you have already put in motion.
THE LEGACY RECRUITING CLUB — Let’s
get some recognition and prizes! Even
with the new name the rewards and rank-
ings remain the same.
Going into 2016 the goal was to make an
IMPACT and you did, with more than 4,000
Personal Recruits. | am convinced that with
the new Legacy Recruiting Program, we
will leave a Legacy in 2017 of more than
5,000 Personal Recruits and be well on
our way to $250 Million, the final piece of
Roger Smith's legacy to us.
ROGER, WE WILL GET THIS
DONE IN 2017.
Applicable percentage (10% or 5%) of the Legacy Program Recruit's production is based on personal net life premium only. Recruiting Agent is eligible for applicable percentage (10% or 5%) income stream only while under active contract with the Company. A Legacy Program Recruit is recruited through personal relationships or happenstance introduction. Candidates recruited through any structured or existing recruiting system — RMS, newspaper ads, career fairs, Internet ads, job boards (such as Monster, CareerBuilder, Craigslist, etc.),
kiosk placements, event recruiting, etc. — do not qualify as Legacy Program Recruits, nor qualify you for Legacy Recruiting Program incentives.
Bonus Opportunities Make the Difference!
The is a bonus based on gross ALP in the week as shown on
their weekly advance report. The bonus calculation is based on the Net ALP for the week. Agents must also have the required quality
CONVENDIG
Orlando,
factor (retention or net-to-gross) to be eligible for the bonus. Agents contracted more than ten months with a minimum of $2,000
gross ALP can also receive a bonus increase based on their retention rate.
For the Agents receive 25% of the annualized premium as a
bonus on all life cases recoded to a different Agent on bank draft with all back premiums collected. Returned items and lapses will be
allowed to count as eligible cases.
To be eligible for the
the SA/GA must have the required number of direct new associates. The bonus will
be calculated as a percentage of the total weekly World’s Greatest Bonus earned by new associates in their first 180 days under an SA
or GA. The SA/GA must have the required quality factor to be eligible for the bonus.
To be eligible for the the SA/GA must have the required
number of direct/indirect new associates. The bonus will be calculated as a percentage of the total weekly World's Greatest Bonus
earned by post-six-month direct associates under an SA/GA, and indirect associates under a GA. The SA/GA must have the required
quality factor to be eligible for the bonus.
To be eligible for the the MGA must have the required number
of new direct or indirect associates. The bonus will be calculated as a percentage of the total weekly World's Greatest Bonus earned
by direct and indirect associates under an MGA. The MGA must have the required quality factor to be eligible for the bonus, and must
promote one person to MGA per year or within one year of becoming an MGA to maintain eligibility for the Leadership Bonus.
y v ^ The is based on the Weekly Leadership Bonus earned by each MGA coded under the RGA. For each
|. - j ^ no j ! MGA coded under an RGA, the RGA is eligible for a weekly bonus equal to 2096 of the Leadership Bonus earned by the MGA. The RGA
TS y, iM 4 i\ EM /NW WE a W DM K t x must have the required quality factor to be eligible for the bonus and must promote one person to MGA under his/her personal MGA
7i QW i) ^W " i T hierarchy or within one year of becoming an MGA to maintain eligibility for the RGA Bonus. RGAs are eligible for the bonus for as
long as they continue to manage the MGA.
A, i " " 4 PrE >
^ REGIONAL GENERAL | | NOTES: | The Net-to-Gross and retention rates : members receive a bonus of $5,000 and an award if they produce
- AGENTS Write $90,000 of Net ALP as AGENTS Write $90,000 of Personal Net ALP AGENTS Must have two MGAs who qualify as shown on the qualifies December 2017 AP&P report will $1 million of Net ALP (from 1999 forward).
D 7. AP&P Report. For Career Agents as of December 31, 2017 AP&P Report or write $200,000 of for Convention under the MGA Agency production guidelines be used in determining qualification. All levels must meet
beni: xe t hani "- the Net ALP will be prorated First Six Months Agent Production Net ALP and have at least (not personal production), or may qualify as an MGA with his/ appropriate Retention or Net to Gross requirements to qualify. members ofthe PR Team receive a bonus of $5,000 and an award if they
] jonths contracted after the sixth month. two active First Six Months Agents as of December 31, 2017. her own MGA Agency production. Year-To-Date award winners must also have 80% Net-to-Gross produce 250,000 leads (from 2006 forward).
: can also qualify by writing $106,000 of Net GAs can qualify on a pro-rated basis if contracted less than (from AP&P report) or a 72% retention rate to be eligible
Annua ized Premium as of December 31, 2017 AP&P Report. one year. STATE GENERAL for recognition. For personal producers must meet $12,000 Net ALP per month for four consecutive
TS Must meet 100% Performance months and 78.0% four month retention. Qualifiers must have eight full months tenure as an active producer. PR Reps and
SUPERVISING MASTER GENERAL Factor as of December 31, 2017. Qualifying for Convention entitles one to attend only ifhe Marketing Specialists must reach 2,000 lead cards per month for four consecutive months. First Time qualifiers receive a $500 bonus
AGENTS Write $90,000 of Personal Net ALP AGENTS Write $340,000 of First Six Months or she is an active American Incomer or National Incomer at and Founder's Club ring. Subsequent qualifications will receive $500 and a diamond added to their Founder's Club Ring or a Founder's
as of December 31, 2017 AP&P Report or write $150,000 of Agent Production Net ALP as of December 31, 2017 AP&P MARKETING the time Convention is held. Qualifiers are not eligible for Club Ring for their Spouse.
First Six Months Agent Production Net ALP and have at least Report. We will allow any combination of Personal and First SPECIALISTS & PR monetary compensation in lieu of the trip. No substitutions
one active First Six Months Agent as of December 31, 2017. SAs Six Months Agent Production Net ALP that add up to the total REPRESENTATIVES or transfers are permitted. Individuals on Red Watch cannot For personal producers must meet the minimum production of $130,000 of Net
can qualify on a pro-rated basis if contracted less than one year. requirement. Qualifying MGAs must also have at least four Obtain 17,500 card credits. Rookie reps (reps with 2016 hire qualify for Convention. Expenditures for the Qualifier and the ALP in the calendar year, with 80.0% four-month retention as of December 31, 2017. Qualifiers must have eight full months tenure as
active First Six Months Agents as of December 31, 2017. Or date) must obtain 13,000 card credits. Icebreaker (reps with spouse/guest will be included in the qualifier’s taxable income active producers. PR Reps must generate 27,000 lead cards in a calendar year to qualify for President's Club. The Marketing Specialist
write $90,000 of Personal Net ALP as of December 31, 2017 2017 hire date) must obtain 6,500 card credits. Qualification is for the year. who generates the most lead cards in 2017 is also eligible. The Marketing Specialist must otherwise qualify for Convention to receive
AP&P report and have at least 1 active SA/GA as of December based on cards generated in 2017. Original (ORIs and ADIs) will awards. First time qualifiers will receive a President's Club ring or pendant and a $1,500 bonus. Subsequent qualifications will receive
31, 2017. MGAs can qualify on a pro-rated basis if contracted count as double credit. a diamond added to their ring (or pendant) or a President's Club ring (or pendant) for spouse. The $1,500 bonus will be increased
less than one year. $200 for each consecutive qualification. Qualifiers also have the privilege to arrive one day early to Convention.
An associate is defined as a new agent who submits at least $1,000 Gross ALP contract-to-date.
View full qualifications online at www.ailife.com/arc/spotlight.aspx -and- www.nilife.com/arc/spotlight.aspx
20
INDIVIDUALPRODUCERS
NOVEMBER
YTD
MS Rank NetALP NTG RET MGA SGA Rank NetALP NTG RET MGA SGA
1 AlAlkurdi $67,369 824 David Wang Bob Olson *1 AlAlkurdi $670,700 824 David Wang Bob Olson
2 Katie Massart 49,950 77.3 JohnM McGrath Altig-Orlovic *2 Mark Dushaj 419,261 79.1 Mark Dushaj Josh Dishong
7 3 Mark Dushaj 47,505 79.1 Mark Dushaj Josh Dishong *3 Michael van Delft 332,302 86.5 Nacole Newbold Imran Satti
f 4 Muhammed Ashraf 45,421 88.9 Muhammed Ashraf Theodore Pappas *4 Mike Sukhbaatar 291,347 922 Daniel Umbertone
2 | ^T 5 Roghie Hassan Loo 36,109 80.5 Roghie Hassan Loo Josh Chalom *5 Katie Massart 284,768 77.33 John M McGrath Altig-Orlovic
AL ALKURDI K 全 MASSART MARK TES AJ MUHAMMED ASHRAF 6 Michael van Delft 34,942 86.5 — Nacole Newbold Imran Satti *6 Roghie Hassan Loo 270,276 80.5 — Roghie Hassan Loo Josh Chalom
LOMBARD, IL COCHRANE, AB ST. LOUIS, MO FLUSHING, NY 7 Crystal Melao 30,755 98 Ryan Kendl Altig-Orlovic *7 George Kamel 266,319 90.0 Patrick Bendure Surace-Smith
w 8 Brock Lampee 28,415 81.3 Dustin Dunbar Dustin Venekamp *8 Alan Sedaghat 265,710 87.4 Bobby Gujral Altig-Orlovic
7 A f 9 Dario Messina 27,373 85.0 Mark Dushaj Josh Dishong *9 Dario Messina 243,925 85.0 Mark Dushaj Josh Dishong
E 10 Kory Louvelle 26,907 83.6 Luay Ghawi Altig-Orlovic *10 Muhammed Ashraf 236,667 88.9 Muhammed Ashraf Theodore Pappas
: 11 Candace Dillon 25,630 90 Melinda-Rae Lyse Altig-Orlovic 11 Tina Janti 233,077 844 Richard Mansfield Altig-Orlovic
} £A é 12 William Sukhenko 24042 100 Nicholas Moore Durhon Oldham 12 Lily Sakai 223,537 94.7 Cohen-Cohen
é 4 Y : ] 13 Alan Sedaghat 23,933 87.4 Bobby Gujral Altig-Orlovic 13 Van Ortega 222,907 80.2 Brandon Summerton Altig-Orlovic
5 . , 8 14 Lily Sakai 23,905 94.7 Cohen-Cohen 14 Massoud Vaziri 221,392 80.3 Troy Plummer Altig-Orlovic
ROGHIE HASSAN LOO MICHAEL VAN DELFT CRYSTAL MELAO BROCK LAMPEE 15 Tevita Tupouniua 23,751 88.5 Ofa Tupouniua Steve Friedlander 15 Mark Lomonaco 214,917 83.9 Richard Mansfield Altig-Orlovic
iunii EUMD TO O CA aati 16 Mark Neilson 23,450 91.3 Ryan Kendi Altig-Orlovic 16 Alvin Ali 213420 787 Doreen Ryan-Foti Don Foti
17 Steve Hartman 22,660 86.9 Steve Hartman Dustin Venekamp 17 Tevita Tupouniua 210,028 88.5 Ofa Tupouniua Steve Friedlander
18 Timothy Robinson 21,776 100 Renada Bogan Daniel Umbertone 18 Joachim Jean 201,279 79.5 Ryan Hall Laura Fisher
19 Joey Sales 21,632 94.0 Jonathan Emura Altig-Orlovic 19 Joseph Sarasin 199,225 87.0 Patrick Bendure Surace-Smith
20 MaxQuasem 21,417 88.2 Cohen-Cohen 20 Daniel Hanson 199,048 95.5 Devin Adams Chad Deley
21 Shalom Chaimov 21,150 85.9 Syed Quadri Theodore Pappas 21 MaxQuasem 192,486 882 Cohen-Cohen
11 22 Casey Jarratt 21,140 854 Ryan Kendl Altig-Orlovic 22 Daniel Li 189,102 83.2 Patrick Stenglein Altig-Orlovic
i 23 Henry Ingraham 21,113 86.7 Williams-Zophin 23 Bruce Tan 188,968 94.1 Jonathan Emura Altig-Orlovic
ome SINA A Rome LON se AM SUK HENKO 24 Larry Pinson 21,009 100 Maxx Schumann Allan Jennings 24 Ronald Rivera 185,541 87.6 Cohen-Cohen
IT 25 Ikram Alshobaki 20,968 92 Byron Paz 25 Justin Germany 183,810 76.0 Chad Potts
26 Joseph Sarasin 20,936 87.0 Patrick Bendure Surace-Smith 26 Joey Kennedy 182,366 87.5 AshLynn Orng Altig-Orlovic
27 Ellen Schultz 20,236 873 . Hal Herman Durhon Oldham 27 Paul Smith 180,231 73.6 Patrick Bendure Surace-Smith
28 Dustin Edgell 19,752 837 Steven King Zachary Hart 28 Jordon Graham 180,001 830 Zach Otto Sabrina Lloyd
29 Phi Phan 19,548 87 Gary Slocum Desi Dimitrova 29 Brooklyn Mims 175,120 83.0 Lisa Richardson Moswen Taylor
. 30 Omar Billy 19,397 812 l-Perfection Harris Jamison Weatherspoon 30 Mike Allen 169,102 86.8 Mike Allen Travis Moody
13 15x x 16) è 31 Alma Lozano 19,298 758 John Nieves Richard Correa 31 Henry Ingraham 168,172 86.7 Williams-Zophin
ALAN SEDAGHAT LILY SAKAI TEVITA TUPOUN "m MARK NEILSON 32 Brooklyn Mims 19,263 83.0 Lisa Richardson Moswen Taylor 32 Riley Peters 166,517 83.8 Richard Mansfield Altig-Orlovic
VANCOUVER, BC LOS ANGELES, CA AUCKLAND, NZ HIGHLAND, UT 33 Justin Germany 19,238 76.0 Chad Potts 33 Richard Carter 166,255 98.2 Nicholas Lorence Altig-Orlovic
3 i 34 Nicholas Deliberto 19,029 71.7 Avi Kauderer Albert Serur 34 Jarred Spanbauer 162,619 88 Joshua Rush Chad Deley
> mt 35 Nadirah Knordle 18,939 93 Evan Holzhauer Giglione-Ackerman 35 Elba Vargas 161,782 87.0 Simon Arias
. 36 Amos Schwartz 18613 — 100 Daniel Hartwig Surace-Smith 36 Benjamin Ainscough 161,040 79.0 Troy Plummer Altig-Orlovic
ie 4 A 4 37 Shorne Brown 18,565 79.20 Shorne Brown David Hausman 37 Oleg Novitchii 160,189 90.6 Matthew Parks Surace-Smith
M d 38 Susan Bedrossian 18,490 719 Begona Patino-Lopez Cisco Perez 38 Erez Shabtay 159,932 88.1 Erez Shabtay Michael Vasu
Teig 39 Derek Thompson 18487 97 Matt McBride Altig-Orlovic 39 Mark Lahijani 158,021 84.0 Mohammed Moalawi Theodore Pappas
p 19 i 20 Ü 40 Holly Simpson 18,339 81.1 Yussuf Elzein Altig-Orlovic 40 Kory Louvelle 156,082 83.6 Luay Ghawi Altig-Orlovic
ege EO ene E ere 41 Kelly Schoenherr 18,170 833 Ryan Wilson Philip Prata 41 Bruce Viaje 155,955 80.0 ^ Bobby Gujral Altig-Orlovic
42 Richard Carter 18,152 98.2 — Nicholas Lorence Altig-Orlovic 42 Priscila Gonzalez 153,814 822 Bobby Szwaja Theodore Pappas
43 Michael Singleton 18063 100 Curtis Henderson Allan Jennings 43 Tina Nelson 153,527 81.3 Paul Streater Chad Panzer
WY 44 Sina Heak 18,031 76.6 Jeffrey Hall Albert Serur 44 |feanyi Ufondu 153,208 91.1 Alex Roland Allan Jennings
ES 45 Mike Sukhbaatar 17,868 92.2 Daniel Umbertone 45 Jesusdieu Portilus 145,628 81.8 Fritznel Octave Williams-Zophin
2x 46 Dina Boghdady 17,856 91.0 Luay Ghawi Altig-Orlovic 46 Kaleiokamaile Viena 145,531 86.7 Jonathan Emura Altig-Orlovic
<L 47 Matt McBride 17,820 86 Christopher Bentley Altig-Orlovic 47 Kashala Guiden 145,176 828 Zach Otto Sabrina Lloyd
PE "q 48 Jacqueline Troia 17,803 92 Nicholas Moore Durhon Oldham 48 Michael Trinh 142,125 840 Ho Tran Altig-Orlovic
ca Y 49 Marie Campbell 17,753 78.5 Andre Bent Bob Olson 49 Gian Trinidad 141,199 843 Bobby Gujral Altig-Orlovic
LL LE. 50 Elba Diaz 17,662 100 Aaron Chen Altig-Orlovic 50 Ruben Soberanes 140,638 83.6 Doreen Ryan-Foti Don Foti
VJ LARRY PINSON KURT OVERY JENNIFER KROMAN
一 一 IRVING, TX ST. LOUIS, MO SCHAUMBURG, IL
ALL TIME RECORD: $159,402 Net ALP — MARK NEILSON ALL TIME RECORD: $756,403 Net ALP — JOSHUA DISHONG
An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all IceBreakers
in the Top 20 Individual Producers list for the month, as well as the next Top 3 in this category.
SUPERVISINGAGENTS
NOVEMBER YTD
Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA
1 Jeffrey Espinal $51,677 $59,110 93 Johnny Ly Giglione-Ackerman *1 Patrycja Grudzinska $456,327 $500,680 80.1 Marian Sertler Sabrina Lloyd
2 Brooke Bogs 46,706 46,706 97 Erez Shabtay Michael Vasu *2 Robert Biser 392,875 516,732 85 Ryan Fickert Zachary Hart
2 3 4 3 Abbas Abdul-Khaliq 44,366 45,129 72.7 Ryan Fickert Zachary Hart *3 Meghan Harris 355,838 366,196 73.8 Chelsie Otto Sabrina Lloyd
JEFFREY ESPINAL BROOKE BOGS ABBAS ABDUL-KHALIO DENNIS LOVETT 4 Dennis Lovett 37,103 42,13 100 Nicholas Moore Durhon Oldham *4 Tabitha Witherell 289,888 327,973 80.1 Matthew Diulus Simon Arias
EDISON, NJ HOUSTON, TX TROY, MI ROCHESTER, NY 5 Azar Afnan 37,056 47,512 71.7 Rodney Ward Zachary Hart *5 Krystian Drozdz 266,464 308,144 73.4 Marian Sertler Sabrina Lloyd
6 Tabitha Witherell 36,412 37,205 80.1 Matthew Diulus Simon Arias 6 Azar Afnan 246,528 317,377 71.7 Rodney Ward Zachary Hart
7 Joel Trask 34,757 34,757 87 Robert Kanaan Imran Satti 7 Tad Teeters 238,129 353,493 764 Marc Salvaggi Surace-Smith
8 Patrycja Grudzinska 34,073 33,006 80.1 MarianSertler Sabrina Lloyd 8 Kendall Wilson 226,065 241,003 72.2 Steven Rios Sabrina Lloyd
9 Meghan Harris 33,695 38,520 73.8 Chelsie Otto Sabrina Lloyd 9 Brenda Fox 211,628 295,999 86 Andre McCallum Zachary Hart
10 Michelle Caouette 30,497 31,292 100 Nicholas Moore Durhon Oldham 10 Edill Cobos 196,724 199,141 72.0 Andy Sertler Sabrina Lloyd
11 Nathan Doyle 30,009 40,772 763 Jake Yagjian Albert Serur 11 Waleah Salah 79,523 186,642 83 Marian Sertler Sabrina Lloyd
7 r 12 Adam Hanna 28,434 34,179 89 Tyler Worstell Simon Arias 12 James Sherwood 74,522 262,268 79.6 Daniel Hartwig Surace-Smith
AZAR AFNAN TABITHA WITHERELL JOEL TRASK PATRYCJA GRUDZINSKA 13 David Dales 28,290 38,235 99 Curtis Henderson Allan Jennings 13 Brenton Franklin 58,467 256,214 79.8 Dan Ikei Altig-Orlovic
TROY, MI PITTSBURGH, PA HALIFAX, NS SCHAUMBURG, IL (a
14 Alex Torruella 27,976 45,433 75.5 Zach Otto Sabrina Lloyd 14 Garrett Shelton 158,015 218,663 88.0 — Joshua Krueger Richard Correa
15 TadTeeters 27,647 33,143 764 Marc Salvaggi Surace-Smith 15 Debra Small 156,366 249,578 834 Richmond Gerrish Laura Fisher
16 Waleah Salah 26,523 26,523 83 Marian Sertler Sabrina Lloyd 16 Holly Bonhorst 55,115 205,175 73.3 Erez Shabtay Michael Vasu
17 Mauri Ramirez 26,439 37,580 82.8 Lorena Barriere Cohen-Cohen 17 Phillip Waisman 55,028 245,414 86.7 Robert Kanaan Imran Satti
18 Matthew Neish 26,258 26,258 100 Christopher Bentley Altig-Orlovic 18 Anita Przybylowicz 150,640 158,337 85 Andy Sertler Sabrina Lloyd
' DRA i 19 Nedal Kawash 25,167 25,167 84 Marian Sertler Sabrina Lloyd 19 Zonia Ramirez 149,415 224,652 77.3 Gary Slocum Desi Dimitrova
9 | 10 4 20 Anita Przybylowicz 24,469 29574 85 Andy Sertler Sabrina Lloyd 20 Svyatoslav Stefanyshyn 146,099 164519 — 86 Marian Sertler Sabrina Lloyd
MEGHAN HARRIS MICHELLE CAOUETTE ALL TIME RECORDS: $286,210 1st 6 Mo Agt | $286,210 Net ALP ALL TIME RECORDS: $653,097 1st 6 Mo Agt | $959,675 Net ALP
GENERALAGENTS
NOVEMBER YTD
Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA
| 1 Jasmin Gallaga $113,111 $128,263 72.2 Marian Sertler Sabrina Lloyd *1 Brent Bowling $704,258 $1,570,212 82.2 MarcSalvaggi Surace-Smith
| 2 Megan Johnson 80,132 80,132 96 Erez Shabtay Michael Vasu *2 Eric Thompson 690,505 1,105,347 78.0 Matthew Parks Surace-Smith
2 3 Jason Green 70,484 85,734 85.0 — Andre McCallum Zachary Hart *3 Michael Stuver 658,318 1,425,686 76.8 RyanFickert Zachary Hart
MEGAN JOHNSON JASON GREEN KIMBERLY HAMILTON 4 Kimberly Hamilton 64,301 76,738 81.5 Nicholas Moore Durhon Oldham *4 Nathan Hunt 650,144 832,448 84.2 Joshua Krueger Richard Correa
HOUSTON, TX TROY, MI ROCHESTER, NY 5 EricThompson 63,670 118,950 78.0 Matthew Parks Surace-Smith *5 Ashley Wenning 576,141 1,178,472 80.1 DanielHartwig Surace-Smith
6 Michael Stuver 63,636 114,283 76.8 Ryan Fickert Zachary Hart 6 Tom Weller 561,938 817,263 80.1 Ryan Fickert Zachary Hart
7 Ariel Demesa 62,747 63,972 86.3 Johnny Ly Giglione-Ackerman 7 Jasmin Gallaga 557,569 760,331 72.0 Marian Sertler Sabrina Lloyd
8 Cameron Stanley 58,143 64,166 79.6 Richmond Gerrish Laura Fisher 8 Elias Boles 454,939 807,395 76.4 Nicholas Moore Durhon Oldham
9 Brent Bowling 57,741 110,992 822 MarcSalvaggi Surace-Smith 9 Alexandra Graham 404424 524,574 73.3 Gregory Graham David Hausman
| 7 bs] 10 Elias Boles 56,785 100,453 76.4 Nicholas Moore Durhon Oldham 10 Glenn Martin 394,491 584,529 81.9 Morgan Lobello Giglione-Ackerman
4 , " 11 Dean Gushi 49,984 69,625 71.0 — Dan kei Altig-Orlovic 11 Derek Foore 393,765 735,494 78.3 Marc Salvaggi Surace-Smith
h 6 a - M T 12 Holly Lacey 49,973 78,969 73.5 Robert Kanaan Imran Satti 12 Karen Mosley 361,119 447,237 729 George O'Shea Giglione-Ackerman
MICHAEL ER M DEMESA CAMERON TABLET 13 Adem Abdula 47,437 79,491 81.0 Corey Helly Giglione-Ackerman 13 Megan Johnson 359,385 398,095 96 Erez Shabtay Michael Vasu
14 Tom Weller 46,317 128,175 80.1 Ryan Fickert Zachary Hart 14 Ariel Demesa 354,413 425,315 86.3 Johnny Ly Giglione-Ackerman
15 Attar Chalif 44,930 47,921 94 Paul Zuzick Laura Fisher 15 Jason Lee 333,672 373,686 75.0 Zach Otto Sabrina Lloyd
16 Ashley Wenning 44,864 100,962 80.1 Daniel Hartwig Surace-Smith 16 Holly Lacey 329,913 835,688 73.5 Robert Kanaan Imran Satti
17 Micah Focken 44,326 71,967 75.8 Steven King Zachary Hart 17 Kimberly Hamilton 328,435 542,067 81.5 Nicholas Moore Durhon Oldham
18 Shalom Chaimov 42,296 86,176 79.7 Syed Quadri Theodore Pappas 18 Ariana Jones 319,956 410,820 86.3 Jason Bratin Simon Arias
19 Christopher Muraca 38,936 62,350 745 Jake Yagjian Albert Serur 19 Alma Lozano 309,852 606,914 740 John Nieves Richard Correa
20 Justin Diaz 37,966 67,373 76.3 Nasr Quadri Theodore Pappas 20 Casey Finley 308,406 451,846 76.5 Steve Bryant Ryan Giddens
ALL TIME RECORDS: $441,101 1st 6 Mo Agt | $624,474 Net ALP ALL TIME RECORDS: $1,468,394 1st 6 Mo Agt | $2,262,883 Net ALP
=~ MASTERGENERALAGENTS
ov 9 [1 2
NICHOLAS MOORE RYAN FICKERT EREZ SHABTAY ANDRE MCCALLUM
ROCHESTER, NY TROY, MI HOUSTON, TX TROY, MI
1
MARC SALVAGGI
JOHNNY LY RICHMOND GERRISH
EDISON, NJ BURLINGTON, MA CLEVELAND, OH CLEVELAND, OH
MATTHEW PARKS
! 10
ROBERT KANAAN CURTIS HENDERSON
HALIFAX, NS IRVING, TX
REGIONALGENERALAGENTS
3
aie
MICHAEL LARAMIE BRETT GRYSKA COREY HELLY
HOUSTON, TX ROCHESTER, NY EDISON, NJ
MATTHEW PARKS
CLEVELAND, OH AURORA, CO
MATTHEW TURNQUIST
NOVEMBER
Rank 1st 6 Mo Agt Net ALP NTG RET SGA
1 Nicholas Moore $165,524 $285,091 78.2 Durhon Oldham
2 Ryan Fickert 123,861 278,767 76.6 Zachary Hart
3 Erez Shabtay 118,329 129,469 83.0 Michael Vasu
4 Andre McCallum 104,337 148,293 74.5 Zachary Hart
5 Johnny Ly 97,105 113,623 76.1 Giglione-Ackerman
6 Richmond Gerrish 90,898 111,711 78.0 Laura Fisher
7 Marc Salvaggi 90,670 197,094 81.4 Surace-Smith
8 Matthew Parks 71,686 157,218 76.1 Surace-Smith
9 Robert Kanaan 63,932 116,785 76.7 Imran Satti
10 Curtis Henderson 62,756 76,003 76.6 Allan Jennings
11 Andrew McQuade 57,581 98,544 78.7 Richard Correa
12 Danlkei 57,089 92,816 79.6 Altig-Orlovic
13 Beau Locker 52,832 102,371 73.8 Matt Henderson
14 Rodney Ward 51,690 79,817 7913) Zachary Hart
15 Brian Zuzick 50,215 68,270 73.6 Laura Fisher
16 Steven King 49,225 116,285 77.8 Zachary Hart
17 Paul Zuzick 49,075 56,748 75.3 Laura Fisher
18 Robert Smith 49,039 110,885 76.4 Durhon Oldham
19 Syed Quadri 48,065 118,651 744 Theodore Pappas
20 Patrick Knouse 48,051 69,009 74.7 Slav Bitman
ALL TIME RECORDS: $438,277 1st 6 Mo Agt | $723,872 Net ALP
NOVEMBER
Rank 1st 6 Mo Agt Net ALP NTG RET SGA
1 Michael Laramie $313,260 $444,067 75.8 Michael Vasu
2 Brett Gryska 273,869 601,970 78.1 Durhon Oldham
3 Corey Helly 224,940 328,964 76.3 Giglione-Ackerman
4 Matthew Parks 202,273 479,588 79.8 Surace-Smith
5 Matthew Turnquist 180,211 338,888 79.0 Richard Correa
6 Ryan Fickert 160,011 326,076 76.6 Zachary Hart
7 Syed Quadri 154,685 380,681 76.1 Theodore Pappas
8 Matthew Diulus 149,761 196,357 71.6 Simon Arias
9 Ryan K Hall 143,890 252,007 76.3 Laura Fisher
10 Levar Morgan 142,584 454,652 79.8 Theodore Pappas
ALL TIME RECORDS: $980,159 1st 6 Mo Agt | $1,435,508 Net ALP
YTD
Rank
*1 Nicholas Moore
*2 JoshDishong
*3 Joshua Krueger
*4 MarcSalvaggi
*5 Andre McCallum
6 Ryan Fickert
7 Zach Otto
8 Erez Shabtay
9 Matthew Parks
10 Stephen Giddens
11 Robert Kanaan
12 Robert Smith
13 Morgan Lobello
14 Daniel Hartwig
15 Bobby Szwaja
16 Dan Ikei
17 Chelsie Otto
18 Richmond Gerrish
19 Johnny Ly
20 Patrick Knouse
YTD
Rank
*1 Matthew Diulus
*2 Matthew Parks
Brett Gryska
Corey Helly
Matthew Turnquist
3
4
5
6 Michael Laramie
7 Thomas Vena
8 Levar Morgan
9 Zach Otto
10 Michael Gerstein
1st 6 Mo Agt
$1,332,355
1,195,250
1,098,053
1,098,023
1,077,541
928,878
898,642
824,197
796,235
633,289
583,110
576,887
568,923
565,763
563,259
558,748
553,533
525,684
525,539
522,048
Net ALP
$2,829,985
1,618,715
1,544,063
2,352,877
1,409,511
2,059,205
1,869,602
1,156,600
1,470,406
938,709
1,527,929
1,162,707
850,294
1,309,499
1,284,713
823,252
596,026
736,843
691,480
824,270
NTG RET
78.2
75.9
81.0
81.4
74.5
76.6
74.8
83.0
76.1
72.1
76.7
76.4
81.8
79.3
78.0
79.6
74.2
78.0
76.1
74.7
SGA
Durhon Oldham
Zachary Hart
Richard Correa
Surace-Smith
Zachary Hart
Zachary Hart
Sabrina Lloyd
Michael Vasu
Surace-Smith
Ryan Giddens
Imran Satti
Durhon Oldham
Giglione-Ackerman
Surace-Smith
Theodore Pappas
Altig-Orlovic
Sabrina Lloyd
Laura Fisher
Giglione-Ackerman
Slav Bitman
ALL TIME RECORDS: $2,554,545 1st 6 Mo Agt | $4,468,285 Net ALP
1st 6 Mo Agt
$2,897,047
2,548,181
2,508,622
2,439,835
2,379,296
2,370,254
2,324,482
1,651,060
1,467,666
1,336,109
Net ALP
$4,355,150
5,610,292
6,131,560
3,609,473
3,698,931
4,432,974
4,650,370
4,398,448
2,476,252
2,116,145
NTG RET
71.6
79.8
78.1
76.3
79.0
75.8
72.6
79.8
74.5
73.0
SGA
Simon Arias
Surace-Smith
Durhon Oldham
Giglione-Ackerman
Richard Correa
Michael Vasu
Simon Arias
Theodore Pappas
Sabrina Lloyd
Giglione-Ackerman
ALL TIME RECORDS: $5,230,627 1st 6 Mo Agt | $8,242,209 Net ALP
x STATEGENERALAGENTS
DURHON OLDHAM
THEODORE PAPPAS
MATT HENDERSON
DUSTIN VENEKAMP
ALLAN JENNINGS
JOSH DISHONG
vu
BYRON PAZ CISCO PEREZ
DUSTIN VENEKAMP : CISCO PEREZ
Category IV Category VIII
152.296 Performance Factor 142.996 Performance Factor
Top three every month by performance factor.
TOPPERFORMANCEFACTOR P»
ALBERT SERUR
Category VI
201.396 Performance Factor
NOVEMBER
FoM FGMObj %F6M Obj P6M P6MObj %P6M Obj NetALP %Growth NTG
| Theodore Pappas 131.8 $333,764 $260,000 1284 $560,878 $415,000 135.2 $894,642 75.5 78.7
Zachary Hart 128.4 398,047 340,000 117.1 353,562 253000 139.7 751,609 39.7 76.2
Il Durhon Oldham 112.2 $273,870 $220,000 — 124.5 $330,858 $331,000 1000 $604,728 619 78.3
Michael Vasu 102.1 312,209 240000 — 1301 148,267 200,000 741 460,476 29.4 77.0
Ill Matt Henderson 120.8 $170,726 $145,000 — 1177 $134,993 $109,000 123.8 $305,719. 414 744
Laura Fisher 1147 235,093 200000 — 1175 134,109 12000 — 1118 369,202 30.0 744
> iv Dustin Venekamp 152.2 $137,193 $100,000 137.2 $138,864 $83,000 — 1673 $276,057 71.6 78.0
Mathew Hart 1093 129,801 120000 108.2 83,919 76000 — 1104 213,720 48.0 793
Kyle Johnson 106.2 73,190 120,000 61.0 78737 52000 — 1514 151,926 17.0 7.5
V Allan Jennings 127.0 $99,111 $70,000 — 141.6 $50,547 $45,000 — 1123 $149,658 28.7 78.5
Jeremy Welch 1032 104,895 65000 1614 22,520 50,000 45.0 127,415 95.5 718
| vi Albert Serur 201.3 $74,078 $45,000 164.6 $138,041 $58,000 — 238.0 $212,119 1098 75.7
Daniel Umbertone 134.1 82,334 45000 183.0 42,626 50,000 85.3 124,959 58.1 81.0
Corey Neff 101.9 30,291 55,000 55.1 62,497 42000 148.8 92,788 30.7 74
Tiffany Roland 993 47,827 45000 106.3 52,579 57,000 922 100,406 582 768
Dorian Oldham 98.5 50,678 50000 1014 52,651 55,000 95.7 103,329 107 763
Vil Byron Paz 124.7 $49,669 $45,000 — 1104 $66,694 $48,000 138.9 $116,363 29.8 728
Travis Moody 107.3 35,240 45,000 783 57,243 42000 — 1363 92,483 15.6 79.5
Moswen Taylor DE 36,956 45,000 82.1 47,199 42,000 — 124 84,155 57.5 788
区 desee ss M29. $35,409 — $325000 — 103 — $6034 — $3400 — 1854 — $908 — 29 72
Kris Thieme 92.6 33,321 26000 — 1282 14822 26,000 57.0 48,43 53.6 739
SU Josh Dishong 158.8 $24,655 $26,000 94.8 $86,906 $39,000 — 2228 $111,561 N/A 94
John Young DA 24410 26,000 93.9 3,976 19,500 20.4 28,386 N/A 91
YTD
Category pF FoM FGMObj %F6M Obj P6M P6MObj %P6M Obj NetALP %Growth NTG RET
1 Zachary Hart 109.5 — $3,886,983 $3,740,000 103.9 $3,200,701 $2,783,000 115.0 $7,087,683 26.7 76.2
Theodore Pappas 1078 3,082,116 2,860,000 10728 4919931 4,565000 1078 8002048 26.5 787
Giglione-Ackerman 1037 4,577,765 3250000 1189 2,882070 3,256000 885 7459834 25.5 75.5
Altig-Orlovic 101.20 12,399,984 12,155,000 102.0 22,065,935 22,000,000 100.3 34,465,919 13.5 80.0
l| Michael Vasu 113.8 — $2,818,247 — $2,640,000 106.8 $2,659,024 $2,200,000 — 120.9 — $5,477,272 374 77.0
Durhon Oldham 102.1 2,506876 —— 2420000 103.6 3,664603 3,641000 1006 6,171,498 17.5 783
Ill Matt Henderson 107.8 $1,897,182 $1,595,000 — 118.9 $1,158,739 $1,199,000 96.6 $3,055,921 262 744
Laura Fisher 1033 2,051,480 2,200,000 93.2 1,496,590 1,320,000 113.4 3,548070 19.0 74.4
IV Dustin Venekamp 117.0 $1,227,165 $1,100,000 111.6 $1,118,703 $913,000 122.5 $2,345,869 32.8 78.0
Mathew Hart 107.5 1,259,126 1,320,000 954 1,000,709 836000 119.7 2,259,835 19.1 79.3
Kyle Johnson 106.7 1,053,171 1,320,000 79.8 764,292 572,000 1336 1,817,463 10.2 7.5
V Chad Deley 99.1 $540,509 $715,000 75.6 $1,226,603 $1,001,000 1225 $1,767,112 258 747
Eric Cochran 97.7 733,136 770,000 95.2 837,960 836000 100.2 1,571,096 16.8 82.0
Vi Albert Serur 131.6 $684,833 $495,000 138.4 $796,520 $638,000 124.8 $1,481,353 61.4 75.7
Corey Neff 121.5 915,623 605000 151.3 423,064 462,000 91.6 1,338,687 527 n4
Daniel Umbertone 121.1 641,196 495000 129.5 619,461 550000 112.6 1,260,658 393 81.0
Dorian Oldham 1017 576,415 550000 104.8 596,303 605,000 986 1172718 213 763
Tiffany Roland 101.4 503,734 495000 — 1018 633,106 627,000 — 1010 — 1/3684 427 768
VII Travis Moody 117.5 $432,806 $495,000 87.4 $682,080 $462,000 147.6 $1,114,886 343 79.5
Moswen Taylor 1104 618,815 495000 — 1250 442,205 462,000 957 1061020 742 788
Jared Cleckner 90.6 456,516 440000 —— 1038 323,886 418,000 715 780,401 18.6 729
VIII Cisco Perez 134.6 $595,920 $385,000 — 1548 $427,562 $374,000 1143 $1,023,482 50.8 77.2
Chad Potts 121.9 52,197 39000 — 1338 62,720 57,000 110.0 114,917 — 1633 96
Dorian Brown 116.9 432,636 495,000 87A 338,110 231000 146.4 770,746 25.6 73.2
Kris Thieme 100.6 447,457 286000 156.5 128,153 286,000 44.8 575,609 87.7 73.9
SU Josh Dishong 166.4 $33,452 $45,500 — 735 $178,861 $69,000 259.2 $212313 N/A 94
John Young 470 59,326 130,000 45.6 56,508 117,000 me 115,834 N/A 91
t Performance factor = (96 F6 Mo Obj + 96 P6 Mo Obj) + 2
Spotlight recognizes State General Agents in Categories I-VIIl with minimum 10% Growth and 90% Performance Factor with retention or net to gross standard. YTD Winners for Categories I-VIII will be recognized at Convention by highest
Performance Factor in excess of 100% and the YTD Spotlight number may not necessarily reflect that computation. SGAs must be in their current category a minimum of 6 months to compete for YTD awards.
> PUBLICRELATIONS
NOVEMBER
YTD
C ATEGORY l C ATEGORY | l Category Rank Cards — Location/Manager Category Rank Cards — Location/Manager
| 1 AlWall 4,779 Toronto/Jacqueline Lowe | *1 Malka Arony 34,043 AZ/Jason Beckman
2 CasRobinson 3,863 ON/Jacqueline Lowe *2 Chuck Hill 25,819 NorCal & Reno/Jason Beckman
3 Irene Rurycz 2437 OH/Judy Spade 3 Jessica Treybick 21230 NY City/Brian Ryan
4 Chuck Hill 1,823 NorCal & Reno/Jason Beckman 4 Brenda Di Somma 19,080 NJ/Brian Ryan
5 Jessica Treybick 1725 . NY Gity/Brian Ryan 5 AlWall 18,579 Toronto/Jacqueline Lowe
l| 1 Tami Williams 2,487 IN/Michelle Baxter Il *1 Robin Andrade 22,345 Mass & RI/Rosanna Gill
P 2 David Scalisi 2,149 NY State/JT Tasker *2 Kimberly McGuire 13,688 ON/Jacqueline Lowe
mee a CRs ROBI NSO TAMIWILLIAMS DAVID SCANS 3 JT Tasker 2,034 NY State/Denise Gilbert 3 David Scalisi 12828 — NY State/JT Tasker
4 Robin Andrade 1,908 Mass & RI/Rosanna Gill 4 Fran Christie 12,782 BC/Deborah Boles
5 Kimberly McGuire 1,413 ON/Jacqueline Lowe 5 Tami Williams 11,860 IN/Michelle Baxter
lll 1 David Blaisdell 4433 TN&SW NC/Beth Farm lll *1 David Blaisdell 19391 TN & SWNC/Beth Farm
CATEGORY Ili CATEGORY IV 2 Mario Soljan 2,406 NZ/Steve Friedlander *2 Anna Guido Rohrer 13,088 S OH/Tami Williams
= 3 Deborah Boles 2,188 BC/Jacqueline Lowe 3 Deborah Boles 11,774 BC/Jacqueline Lowe
P fe 4 Patrena Smith 1,588 CT & W Mass/Rosanna Gill 4 Erica Dalager 11,629 MN/Dawn Trudden
r 5 Becky Cutler 1532 CO/Cindy Cleary 5 Carl Zablotny 10,489 NV/Jason Beckman
IV 1 Darrell Dorey 3,872 Maritimes/Melissa Lively IV *1 Ken Altizer 15,650 WV/Tami Williams
2 Sue Akers 1,860 NE/Cindy Cleary *2 Darrell Dorey 14977 Maritimes/Melissa Lively
3 Steve Orcherton 1791 BC/Jacqueline Lowe 3 Robin Denham 14217 KS & NW MO/Cindy Cleary
2 4 Amanda Cross 1,699 KY/Tami Williams 4 Steve Orcherton 13,091 BC/Jacqueline Lowe
a a ss 5 Melissa Lively 1,665 Maritimes/Laurie Onasch 5 Dion Dizon 12,125 Hl/Daryl Barnett
ED m err Ns eH Puen Rookie 1 Pam Monetti 1,409 St Louis/Cindy Cleary
i ' IceBreaker 1 Stephanie Baumann 772 WWA/Jason Beckman ALL TIME RECORD: 61,879 Cards — DENISE BOWYER
p
ALL TIME RECORD: 18,960 Cards
uu cc cc p 23
= Se D | 1 MANAGERS: NOVEMBER MANAGERS: YTD
= re z 1 Rank Cards — Location/Manager Rank Cards ^ Location/Manager
= ce => 1 Jacqueline Lowe 9,242 Laurie Onasch *1 Jacqueline Lowe 28,061 Laurie Onasch
p= M a. 2 JT Tasker 4,008 Denise Gilbert *2 Brian Ryan 23,058 Michelle Baxter
| e 3 BethFarm 3,171 Patti Morgan *3 Cindy Cleary 9477 Patti Morgan
PAM MONETTI STEPHANIE BAUMANN JACQUELINE LOWE 4 Brian Ryan 3,156 Michelle Baxter 4 Melissa Lively 9,186 Laurie Onasch
BUNKER HILL, IL SPOKANE, WA RED DEER, AB 5 Melissa Lively 3,146 Laurie Onasch 5 Rosanna Gill 8,862 Denise Gilbert
BONUS: NOVEMBER
PUBLIC RELATIONS CATEGORIES ARE AS FOLLOWS
CATEGORY POPULATION ROOKIE:
1 over 11,000,000
Reps with 2015 Hire Date
ICEBREAKER: Reps with 2016 Hire Date
2 8,000,000 to 10,999,000 PR MANAGER: Overall card growth at the end of the
3 5,000,000 to 7,999,999 current month over previous year.
4 Under 5,000,000
Sue Akers
Ken Altizer
Donna Altshue
Tony Anderson
Robin Andrade
Malka Arony
Stephanie Baumann
Ralph Beard
Lisa Bennett
Gabriela Berloni
David Blaisdell
Deborah Boles
Lou Nell Busby
Casey Cash
Fran Christie
Cheryl Cook
Michael Cooper
Amanda Cross
Becky Cutler
Travis Daniels
Robin Denham
Brenda Di Somma
Dion Dizon
Jeanette Dodd
Darrell Dorey
Vivian Dwyer
Viki Farr
Tommy Flynn
Mark Gagliardi
Susan Gilbert
Laurie Gruber
Lisa Guay
Anna Guido Rohrer
Jerry Hartnett
Krissa Hensley
Brett Hulme
Shane Knowles
Cindy Kunce
Donna LaMontagna
Timothy Leary
Larry Lozano
Lacy Martin
Stephen Matous
Nicole McCarthy
Lisa McGee
Kimberly McGuire
Pam Monetti
Jermaine Moore
George Murry
Tim O'Connor
Steve Orcherton
Jason Panzera
Kathy Pappas
Rona Pileggi Spano
Janis Pitts
Cas Robinson
Chas Robinson
Gary Rothman
Rebecca Rozario
Irene Rurycz
Steve Sanchez
David Scalisi
Crystal Senour
Patrena Smith
Tracy Smith
Mario Soljan
Don Spohn
Randy Stockley
Sarah Thomson-Dufrechou
Jessica Treybick
Bryan Uhl
Leo VanDenBussche
Lori Vaughn
John Wagner
Al Wall
Lisa West
$| 1,914 David Watkins $| 1,722 Matthew Sportini Š] 1,504 Matthew Castelli $| 1,375 Amanda Johnson Š] 1,260 Michael McClintock $| 1,178 Eduardo Hernandez
1,913 Renee Cunningham 1,718 Samuel Rosa Barriere 1,504 Logan Klink 1,373 Oscar Garcia-Gamez 1,260 Yairaniz Figueroa-Ruiz 1,177 Brandon Robinson
1,912 Levi Porto 1715 Scott Hanna 1,498 Dawn Selden 1,371 Alayna Achee 1,257 Daryl Graham 1,177 Ranjana Chopra
1,911 Mathieu Cook 1,712 Chadrick Keith 1,496 Javier Diaz 1,370 Leonardo Perez 1,256 Kyle Colvis 1,176 Paramjit Sangha
e» " — m e» 1,9910 AngelTse 1,706 David Rigney 1,495 Eric LaBossiere 1,366 Elizabeth Thomas 1,255 Elliott Sykes 1,175 Adam Hanna
/ B Rs 1,908 Mike Paragiou 1,702 Charisma Dezonie 1,494 Michael Wainauskis 1,362 Southern Foster 1,253 Tiffiney Harmouche 1,175 AnaSanchez
- 1,906 Gabriel Manzo 1,700 Jil! Moratto 1,491 Susan Cousineau 1,361 Clayton Slaughter 1,2251 Mandale Tolefree 1,175 Chad McLaughlin
e, 1,903 Ricardo Benson 1,691 Raymond Lopez 1,490 Eugene Kashkin 1,361 Rosita Tumpap 1,248 Todd Sowell 1,174 Easton Christensen
i é 1,885 DeAnthony Hartman 1,689 Derek Sandilands 1,488 Caroline Chambers 1,356 Alexander Poff 1,246 Gabriel Henderson 1,174 Jorge Leon
3 1,885 Karen Fleming 1,686 Austin A Smith 1,487 Solomone Havea 1,356 Mohammad Wael Taher 1,246 Michael Steimle 1,173 Alain Abaya
2 1,883 Lleison Martinez 1,686 Larry Finch 1,187 Kevin Gillum 1,354 Janet Rogerson 1,245 Gary Quesada 1,173 Peter Christie
1,881 Richard Sidoti 1,684 Benjamin Van Fossen 1,485 Patrick Brown 1,350 Joshua West 1,244 Alexandra Purvis 1,169 Anacleto Arevalo
1,880 Andrew Hynan 1,683 Eric Peyton 1,483 Julia Proshkov 1,349 Aileen Varela 1,243 Jonathan DuPre 1/168 |saac Garcia
"E c 1,877 Sarah Santana 1,681 Cody Spencer 1,483 Michael Swenson 1,349 Richard Marcks 1,243 Vincent Campana 1,165 Matthew Cessna
> j 4 lé a 1,872 Jeffrey Hall 1,676 Ryan Weiss 1,480 "ictor Carpino 1,345 Julie Henry 1,243 Rebecca Goldsmith 1/164 Frano Covic
Kane [NE MARK DUSHAJ MUHAMMED ASHRAF 1,870 Farhang Javadzadeh 1,671 Jackie Okimoto 1478 Mollie Uphoff 1,345 Timothy Cruise 1,242 Yuriy Kosovan 1,162 Joshua Tucker
1,867 Jianyu Ren 1,670 Nikola Subotic 1,476 Laaina Havea 1,343 Farnaz Fotovat Ahmadi 1,242 Tracy Faber 1,160 TiffaniTavormina
$14,533 $8,808 . $8,619 $7,992 . $7,410 1,865 Daniel Perkins 1,669 Steven Snider 1475 Dawid Liniewski 1,342 Elizabeth Goldsberry 1,240 Kenisha Byrd 1,160 Samuel Montgomery
Bob Olson Altig-Orlovic Josh Dishong Imran Satti Theodore Pappas 1,865 Daniel Martinsen 1,668 Scott Remmey 1473 Andrew Leah 1,341 Morgan Dennis 1,240 Andrea Barenholtz 1,159 Jordan Turner
1,865 Marco Camire 1,667 Pablo Zetina 1,473 Rawad Elghadban 1341 Muhammed Hassen 1,238 Zachery Kertulis 1,159 Simon Bottomley
1,863 Jeannieliza Solis 1,665 Samantha Herrera 1472 John Simons 1,340 Martin Robinson 1,238 Beaumont Shultz 1,157 Victor Goodman
1,861 Noel Rose 1,665 Ekaterina Andreeva 1467 Ryan Locke 1,340 Belgis Mansour 1,238 5ione lka 1,156 Robert Adrahtas
1,850 Emil Mohareb 1,659 Shai Mate 1463 Mark Faria 1,339 David Dales 1,238 Tiare Hubbard 1,156 Bryan Czajkowski
1,840 Amanda Harris 1,659 Agner Espana 1,459 Lauren Woodson 1,338 RyanHume 1,237 Ericka Dozier 1,155 Sarah Roy
1,834 Katrina Gilmore 1,657 Martuan Sample 1,456 Mark Harhager 1,337 Joshua Lilley 1,237 Ashley Bodnar 1,153 David Lawver
1,827 Kamilah Brock 1,656 Jennifer Holliday 1,453 Sherry Schick 1,328 Lincoln Dziekonski 1,236 Michael C Porter 1,152 Abyssinia Hammouri-Davis
1,826 Ronald McCormick 1,656 Timothy Peeler 1452 Antonio Evans 1,325 Sean Grant 1,236 Bradley Bidner 1,151 Mark Hart
1,825 Sophony Jorvelus 1,652 Matthew McKee 1451 Faashia Forbes 1,323 Ryan Mcintosh 1,232 Laurekins Pardovani 1,151 Peter Cappuccio
$ 14,533 Al Alkurdi $ 3,690 Diana Al Ali $ 2,914 Cherril Howard $ 2,574 Brandon Summerton $ 2,283 Anthony Petrosky $ 2,057 Jennifer Ketner 1,822 Mark Diskin 1,651 Ryan-Margaret Magnus 1449 Christine Moore 1,322 Hakan Ozalpasan 1,231 Viktoriya Ramirez-Meraz 1,149 Kascey Williamson
8,808 Katie Massart 3,593 Ikram Alshobaki 2,908 Tibor Simon 2,559 Jake Yagjian 2,274 Brandon Minor 2,057 Riley Peters 1,821 Daniel Prinzo 1,630 Jeffrey Hudson 1,446 Taleeyah McKinney 1,322 Sharif Grays 1,229 Matelita Enosi 1/148 Dmitri Maglalang
8,619 Mark Dushaj 3,563 Shore Brown 2,893 Magen Norwood 2,556 Romario Mendoza 2,250 Jacqueline Troia 2,048 Matthew Tallman 1,820 Carmen Arroyo 1,628 Summyer Rademacher 1444 Noli Alea 1321 Elizabeth Giesta 1,226 Roberto Navarro 1,147 Melissa Beckham
7,992 Michael van Delft 3,554 Larry Pinson 2,883 Felicia Steele 2,550 Corey Niro 2,243 Michael Trinh 2,047 Diontay Winfree-Lacey 1,819 Stefan Johannsson 1,628 Honore Ndoli 1,44 Nathan Doyle 1,318 Alexandria Gutierrez 1,225 Clayton Gregord 1,147 Peter Hudousek
7,410 Muhammed Ashraf 3,550 Daniel Li 2,875 Nicholas Deliberto 2,548 Graciela Calderon 2,239 Carolyn Moses 2,042 Ruben Cuevas 1,817 Andrea Kessler 1,627 Christopher Botelho 1443 Tanja Gagic 1317 Luigi Verde 1224 Vera Leus 1,147 Daniel Charron
7,335 Roghie Hassan Loo 3,525 Matt McBride 2,872 Stephanie Novel 2,541 Joshua Rush 2,239 Kevin Ishikane 2,041 Mary O'Brien 1814 Aryeh Freedman 1,625 Natalie Soboleva 1,43 Dylan Johnson 1,316 Lynn Jenkins 1,224 William Viguie 1,147 Collins Appia
6,560 Lily Sakai 3,509 Alma Lozano 2,871 Timothy Stewart 2,532 Arnold lacoviello 2,237 Christopher Leasure 2,040 Ali Daiam 1,810 John Mura 1,619 Erika Torres 1,437 George Connell 1,315 Leticia Fields 1,223 Howard Dotson 1,147 Michael McNerlin
6,256 Alan Sedaghat 3,506 Benjamin Ainscough 2,866 Kashala Guiden 2,526 Dulce Paz 2,236 Edwin Rodriguez 2,030 David Rudolph 1,802 Bryan Juskiw 1,612 Edmaggie Myrthil 1435 Timothy Bugge 1314 Melefau Pasikala 1,223 George Rosicky 1/145 Matthew Miller
6,233 Kory Louvelle 3,469 Julian Dickinson 2,859 Omar Hashimi 2,526 Trevor Tollefson 2,232 Timothy Copenhaver 2,028 Dwayne Nabors 1,801 Steven Neil 1,611 Magdalena Valdez 1435 Leo Hyde 1,313 Jesse Martin 1,221 Ethan Oftedahl 1,144 Sara Perez
5,884 Tevita Tupouniua 3,450 Richard Carter 2,850 Candice Rezzo 2,525 Igwe Nwagwu 2,222 Shanita Ellmers 2,027 Maren Conway 1,796 Michael Novosel 1,605 David Herchick 1,428 Vladislav Ashurov 1,313 Richard Shera 1,219 Alexander Pham 1,141 Rebecca Yedigaryan
5,821 Mark Neilson 3,443 Sina Heak 2,844 Yadollah Pourjalali 2,523 Luis Miranda 2,220 Michael Glynn 2,026 Ashley Rust 1,794 David Hrobochak 1,601 Patrick Rieger 1,426 Sydney Bouchard 1,312 Kenneth Upchurch 1219 Aziz Farsakh 1,138 Gage Hatfiel
5,328 Max Quasem 3,432 Dustin Edgell 2,840 Kaleiokamaile Viena 2,514 Ryan Vance 2,219 Kelly Hannan Daley 2,026 Saul Lopez 1,792 Sultan Deckard 1,598 Ronald Richard 1426 Aaron Burke 1,312 Pablo De La Cruz 1,218 Carl Isidore 1/135 Issac Estrada
5,205 Joseph Sarasin 3,403 Joey Kennedy 2,839 Kurt Overy 2,505 Shalom Chaimov 2,208 Joseph Massucci 2,019 Madison Belcher 1,789 Igor Melcharek 1,595 Cleopatra Sola 1425 Colin Ghee 1,312 David Ruhara 1,217 Jaime Baez 1,135 Alex Castro
5,115 Brock Lampee 3,378 Paul Smith 2,831 Benton Tong 2,503 Nasser Rezaei 2,208 Kelly Collins 2,018 Jeanne Whittaker 1,786 Alipate Makaui 1,590 5ashia Veerman 1424 Felix Paulino 1,308 Aljban Jashari 1,217 Kelly Beyer 1,132 Lanui Kekuewa
5,068 Angela DeVivo 3,353 Tina Janti 2,826 Priscila Gonzalez 2,501 George Kamel 2,200 Anthony Sava 2,009 Jose Viramontes 1,782 Richard Bentley 1,588 Nickoy Hylton 1424 Lisa Gomez 1,308 Felipe Machado-Santanna 1,217 Cory Crenshaw 1,1132 Hany Mikhail
5,064 Elifranc Deus 3,347 Jonathan Johnson 2,811 Tina Nelson 2,479 Awa Babou 2,185 Julio Rodriguez 2,004 Vassilios Katos 1,782 Shawn Roundy 1,588 Trevor Bailey 1,420 Diana Prieto Bonilla 1,306 Spencer Owens 1,215 Lawrence Hauck 1,131 Christopher Little
5,034 Dario Messina 3,344 Ryan Fogel 2,805 Corey LaVigne 2,46 Derek Woo 2,181 Massoud Vaziri 2,003 Myaa Fallon 1,777 Damaris Henderson 1,588 Melinda Skinner 1,415 Susan Scott 1,303 Anthony Palmisano 1,215 Iryna Sushkova 1,131 Maryann Nietupski
4,998 Steven Sparkes 3,321 Sacramento Juarez 2,799 Raymond Lau 2,440 Jessica St Pierre 2,180 Brittany Smart 2,000 Thomas King 1,769 Margaret Peters 1,585 Matthew Russell 1,411 Jodyann Peters 1,300 Maria Rios-Alanis 1214 Evett Bryan 1,131 Violetta Raddell
4,982 Henry Ingraham 3,316 William Sukhenko 2,794 Samson Adelufosi 2,433 Jaclyn Finafrock 2,174 Mark Lo Monaco 1,993 Erik Graham 1,764 Brandon Varona 1,584 Miguel Alicea Ramirez 1,411 Joaquin Santos 1,298 Carl Lindsay 1,213 Travis Vandeberghe 1,130 Darren Lawhon
4,821 Crystal Melao 3,315 Cathleen Hairston 2,792 Dustin Dunbar 2,429 Lora Beronja 2,170 Jordon Graham 1,989 Debra Smal 1,763 James Snipes 1,581 Alma B Gonzalez 1409 Jenny Alvarez 1,295 Janice Moseychuck 1,213 Derek Swanier 1,128 Ryan Vopat
4,687 Christopher Bennett 3,303 PhiPhan 2,783 Brandon Crosby 2,424 Kelly McDonald 2,161 Marquel Burns 1,989 Joshua Hammond 1,763 Maxon Elozier 1,577 Seema Gakhar 1408 Richard Moreno 1,293 Sierra Peters 1,209 Christine Bueno 1,128 Shakera Blackmon
4,633 Candace Dillon 3,256 Nadirah Knordle 2,755 Jose Rubio 2,408 David Rockway 2,157 Maria Avila 1,987 Orey Yates 1,763 Lorena Herndon 1,575 Tetyana Didyk 1,407 Joshua Garrison 1,292 Jeramey Pitman 1,207 Asiguy Haugabook 1127 Mickel Major
4,614 Joey Sales 3,245 Taneshia Solomon 2,740 Alvin Ali 2,401 Donald Gregoire 2,154 Deborah Precil 1,985 Deonte Jones 1,761 Thomas Christensen 1,575 Charles Carroll 1405 TaulantBane 1,2291 Phillip Ray 1,206 Sarah Acker 1,127 John Adams
4,533 Holly Simpson 3,223 Ryan Ken 2,717 Edward Nguyen 2,397 Aleisha Sampson 2,151 Colton Gould 1,979 Elliott George 1,759 Charles Belt 1,570 John Catalano 1,404 Hazem Aboueldahab 1,290 Michael Jennings 1,205 Willard Baxa 1,118 Skay Nusenu
4,485 Mike Sukhbaatar 3,220 Andrew Brown 2,702 Gregory Graham 2,396 Kyle Alden 2,137 Joshua Rauser 1,973 Clinton Kerbs 1,754 Robert Park 1,566 Suraj Daswani 1,402 Daniel Juskiw 1,289 Gabriel Parra 1,203 Vishwanath Sankaran 1,118 Karen Lamey
4,435 Dina Boghdady 3,208 Elba Diaz 2,701 Ellen Schultz 2,393 Ali Evans 2,128 Daniel Broadway 1,968 Tanya Padilla Jara 1,750 Joseph Rotolo 1,561 Horace Johnson 1402 Elidhet Soto 1,288 Mamdemba Faal 1,200 Abena Edwards 1,117 Jacob Rochefort
4,386 Daniel Hanson 3,207 Joachim Jean 2,689 Jessica Jewell 2,384 Alexis Pineiro 2,119 Justin LoPatriello 1,966 James Keefer 1,750 Adrienne Williams 1,558 Obger Mercier 1401 Alex Smith 1,284 Frank Ciccone 1,200 Gladis Orozco 1,117 john Fitzgerald
4,335 Casey Jarratt 3,192 Derek Thompson 2,688 Mary Robinson 2,379 Brandon Neal 2,117 Francisco Vasquez 1,956 Dia Ghandour 1,750 Joshua Musser 1,555 Evelin Castro-Sharif 1,400 Charles Adkins 1,280 Carlos Arballo 1,200 George Boulus 1,115 Nicole Priddle
4,280 Kelly Schoenherr 3,173 Susan Bedrossian 2,687 Ryan Bouchea-Carroll 2,373 Peter Kaplanis 2,113 Jeffrey Martin 1,954 Herivelto Pereira 1,748 Orby Kelley 1,555 Jamie lan 1,398 Kolby Dalcour 1,278 Selina Maldonado 1,199 Daniel Castillo 1,115 Bret Nilson
4,268 Steve Hartman 3,167 Ryan Misner 2,682 Melissa Mortimer 2,371 Ryan Beuc 2,111 Maria Ramirez 1,953 Mallory Sieg 1,739 Payman Ghaysari 1,555 Gaston Morales 1,395 William Parmeter 1,277 Olivia Stewar' 1,195 Frankie Reyes 1,115 Lucas Young
4,260 Ryan0hm 3,145 Afuiva Vaai 2,682 Michael Singleton 2,370 Edy Haddad 2,110 Jonathan Hayward 1,950 Tanya Labinowicz 1,738 Wilmer Jimenez 1,554 Richard Lacy 1,392 Chirotam llokwu 1,276 Eduardo Barajas 1,194 Elena Riley 1115 Adrian Segalla
4,175 Meardey Kim 3,120 Bruce lan 2,682 Brian Murray 2,367 Kellen Knapton 2,106 Tami Chaimov 1,945 Rasmey Khim 1,736 Andrew Bishop 1,554 Celeste Dongell 1,391 Michael Botond 1,275 Christian Quinn 1,191 Daniel Yoder 1,114 Justin Bustos
4,109 Brooklyn Mims 3,085 Omar Billy 2,682 Amy Shui 2,365 John Lamere 2,098 Leevan Del 1,944 Shaefer Pacada 1,735 Cristi Huffman 1,548 Scott Hannon 1,390 Jacob Vargas 1,275 Patrick Donovan 1,187 Brian MacDonald 1114 Ashleigh Clapper
4,070 Jesusdieu Portilus 3,076 Avi Kauderer 2,680 Rochelle Lugo 2,365 |feanyi Ufondu 2,092 Marie Arthus 1,943 Nicholas Wood 1,733 Elias Boles 1,546 Rachel Folker 1,390 Frances Dorsey 1,275 Larissa Rozplochowski 1,185 Corey Fjerstad 1113 Roy Kay
4,042 Robert Ulreich 3,050 Timothy Robinson 2,661 Geoffrey Quigley 2,362 Athea Buchanan 2,084 Steven Phillips 1,942 Mike Allen 1,733 Marcia McDuffie 1,41 Rene Smith 1,385 Jonathan Brown 1,274 Constance Tuiteleleapaga 1,185 Sione Maumau 1112 Katalina Halaunga
3,980 Oleg Novitchii 3,040 Fabian Aniekwensi 2,649 Jeffrey Witherall 2,347 Ruben Soberanes 2,078 Peer Shmelzer 1,941 Sterling Tallman 1,732 Sena Alzayed 1,539 Marc Demilia 1,383 Avalon McLeod 1,272 Richard Millington 1,184 Daymon Green 1,112 Grant Smith
3,911 Christopher Bungay 3,029 Christopher Buttacavoli 2,634 Onmeda Pattison 2,345 Brandon CJohnson 2,078 Kenan Hyseni 1,940 Jennifer Kroman 1,730 Jarred Spanbauer 1,532 Beatriz Chacon Huizar 1,382 Carmela Pellen 1,270 Sally Park 1,184 Brenda Tellez 1,108 Christopher Brooke
3,861 Daniel Souza 3,016 Brenton Patterson 2,622 Noe Gonzales 2,336 Scott Florin 2,077 Cory Cannataro 1,935 Mark Lahijani 1,728 Mark Auvil 1,532 Joseph Corwin 1,381 Shontoyra Rayford 1,270 Nadezhda Vitchev 1/184 Keri Roberts 1,107 Caleb Alexander
3,744 Ronald Rivera 2,978 Marie Campbell 2,616 Tracy Lepore 2,335 Joshua S Bailey 2,077 David Fiscu 1,934 Stephanie Lovins 1,728 Matthew) Miller 1,527 Timothy Blackburn 1,379 Adem Abdula 1,269 Avery Prince 1,183 Dillon Goldman 1,106 Brendan Bradfield
3,726 Justin Germany 2,978 Abraham Mogilevsky 2,612 Andy Dorf 2,315 James Clark Jr 2,069 Bradley Christiansen 1,931 Nestor Millan 1,727 Vanessa Delery 1,526 Cynthia Drury 1,376 Barkley Collinson 1,264 Zakary Labieniec 1,183 Travis Picklesimer 1,105 7ackary Donatiello
3,710 Olesya Wegner 2,960 Gian Trinidad 2,596 Brady Foreman 2,308 Nathan Hunt 2,067 Jagdish Sukhu 1,929 Matthew Neish 1,726 Ross Ewen 1,520 Ericka Martinez 1,376 Bradley Weigand 1,262 Charmaine Junio 1,179 Zorica Lucic 1,104 Michael D Sweeney
3,707 Amos Schwartz 2,943 Daniel Bean 2,576 Alex Miller 2,295 Bryon Eddinger 2,065 Denis Snyder 1,922 Wesley Shure 1722 Eli Doumit 1,505 Ngan Pham 1,375 Sheaunte Carswell 1261 Michelle Marin 1,179 Curt Lindgren 1,103 Heather Moran
e $
32
WORLD'S gnare BONUS » CONTINUED WGB recognition is based on $1,500 weekly ALP minimum achievement level
1,101
1,100
1,100
1,097
1,097
1,096
1,095
1,095
1,094
1,093
1,092
1,092
1,090
1,089
1,089
1,088
1,086
1,085
1,082
1,080
1,079
1,078
1,076
1,073
1,073
1,073
1,073
1,073
1,073
1,072
1,071
1,070
1,070
1,069
1,068
1,068
1,067
1,067
1,066
1,066
1,065
1,062
1,062
1,060
1,060
1,060
1,059
1,058
1,057
1,057
1,056
1,055
1,055
1,053
1,053
1,053
1,052
1,052
1,051
1,050
1,047
1,046
1,046
1,046
1,045
1,044
1,043
1,043
1,043
1,042
1,040
1,037
1,037
1,035
1,034
1,034
1,033
1,032
1,030
Craig Mitchell
arcus Phipps
Wendell Lenton
Daphne Williams
Dilushi Perera
atthew Dawson
Brian Wallace
Vada McMahan
on Golin
Hemerson Gonzalez
Shawntae Collins
Connor Seemann
atthew Zang
Eli Parra
Sharon Barnes
ynor Lemus
obert Tanner
Alba Wandurraga Baron
Alexander Shpirt
ele Makaui
Adrain Alfred
Cameron Ashcroft
Victoria Varney
Cherri Xie
Dorothea Murray
William Barker
mran Rahman
Shyangela Collins
Babajide Obashoto
Samuel Appiah-Danquah
Brandon Hughes
Kingsley Tazinya
Brittany Mesa
Vivia Ayrton
Susan Slattery
Gary Stevens
Robin Gonzalez
Devin Husband
Branden Griffin
Paul Friel
Doron Freud
effrey Spanaus
William Krekeler
Raul Jacobs
eaghan Kehl
essica Carrero
Fadi Nassar
Kabir Olokodana
essica Santamarina
orrey Hardy
Daniel Foore
Kareem Davis
Brian Johnson
Anthony Nguyen
eremy Osborn
Phillip Jenkins
uliana Botero
arek Elabasy
uan Estevez
Alma Lopez
Oliver Lora
Roderick Williams
ulian Borgia
David Duddy
Donte Grant
Alfred Uipa
oel Bonomi
Anthony Dixon
arcus Martin
Georjeta Yeargean
Helen Taylor
arvin Fernandez
Vyacheslav Vasilenko
Carlos Class
ustin Graci
Carlos Garcia
Stacy Phillips
Heather Lowrey
Fakaola Niukapu
Š] 1,030
1,029
1,029
1,028
1,027
1,026
1,024
1,021
1,019
1,019
1,018
1,017
1,012
1,011
1,011
1,011
1,009
1,007
1,003
1,002
1,002
1,000
1,000
1,000
1,000
994
993
991
991
991
991
959
959
959
958
958
956
956
956
955
Andres Liranzo
Kasali Kotun
Ericka Bramer
atie Tu
Jacob Giangiuli
Sally Wilson
Yannick Longchamps
oby Leger
Angela Black
Harold Durana
Kyle Schroeder-Gurnicz
Victor Rivera
aurice Coleman
Shane Hirtle
Jocelyn Bolito
Eddie Gonzales
Kai O'Kelly
Robin Delahoussaye
Crystal Nedlik
Elba Vargas
Lynn Doolittle
Wislaine Laurent
Kimberly Alston
Spencer Simmons
Stuart Pagan
atrick Rowe
Arthur Kicknosway
onald Heller
James Barron
Daisy Grimes
an Pickett
Eric Salado
rew Kier
Karen Gates
errance Allen
aul Mercadillo
Angelique Piquion
onica Lopez
Angela Thompson
Christopher McFoy
Kelly Riley
atricia Lambert
Vasile Bagazzoli
Jeffrey Tweedy
Jeffrey Lindberg
Danielle Higley
onald Ely
Audrianna Argent
atrick Duray
Dominique Richardson
ichelle Olivo
Andrew Severson
yrenna Wesley
hyo Phyo
Samantha Diaz
Sheralyn Gonzalez
Evelyn Howell
ichael Laramie
icholas Ailport
Derek Wright
Jacob Kieffer
uzha Daadouch
obert Burnup
Jasmeet Kambo
Belaid Belkaid
Johnathon Bogoslowski
Ashley Guyton
Antoinette Williams
Gretchen Lasser
Lisa Nguyen
Yamid Mendoza Sanchez
Arlo Hall
Bernardo Lopez
Odilia Goulart
Samuel Wright
Julie Aprahamian
Damaris Garcia
Geri Hedrick
Christabel Ornelas
Š] 955
954
898
898
897
897
896
893
893
893
893
892
892
891
891
890
890
890
Scott Harris
emberly Sousa
areem Mutia
Eric Landis
Leslie Moore
eremy Cutlip
Akanete Leone
Sesar Arias
Christian Valera
icholas Triantafyllidis
Seth Lewis
Chance Voorhees
obert Weaver
ichelle Martinez Aviles
essica Sim
akiah Patterson-Brown
Earle Harris
Carlos Frazier
atthew Kurey
Lydia Lozano
Ashley Conte
Teya Wright
Quentin Brown
yaisha Powell
athan Mowen
obert Trypus
Andrew Wagner
icole Menzies
ichael Davis
avid N Johnson
effrey Jean
Ed Olfert
icholas Wang
Anthony Ferraro
Shannon Brown
onathan Giaco
Aaron Dupras
Gonzalo Torres
Teshan Lewis
Tanya Kuzmenko
Alex Paguio
Bradley Fordyce
Badum Maaloo
ion Bell
Alexandra Berberich
Brandon Salbedo
evin Haines
joanna Zuaro
Stephen Jubrey
atricia Vargas
ebekah Hernandez
anuel Matos
Christopher Smith
Brian Jerome
obert McCarthy
Vanina Bonanno
Sarah Dulany-Gring
Amandeep Gill
Shea Cannon
ylan Murphy
arkanthony Smith
ason Moser
Samuel Mensah
Amanda Thomson
ames Putzulu
aymond Angeles
ohn Bernet
Gloria Mendoza
Tetyana Matkivska
Tammie Hartman
onald Green
erya Ekren
imberle Spooner
ane Schelke
Alexa Vega
William Peterson
erron Alexander
ris Collacott
eil Dalvi
S| 888
887
887
Stacy Solomon
Grace Veatch
Kent Phillips
Kay Pomroy
Serah Muhungura
ichael Laperche
Kevin Sun
Roma Matatov
ichael Burningham
Katrina Edwards
aclyn Spinella
Kamal Tayyib
ordan Horan
Brandon Criss
errence Smith
Brian Kelly
Ryan Thomas
Brandon Pillsbury
ohn Lyons
arcus Seefus
oseph Hedborn
Vincent Gravel-Michaud
Hunter Houvener
Paige Mitchell
Alex Loosli
Assaad Dibis
Kelly Ekker
imothy Ellis
Hannah Lowery
Calvin Shaw
Scott Goodwin
Kenneth Skeen
ennifer Matos
Robert Beiswanger
ichael Mallia
ravis White
Rebecca Chery
even Buckner
icholas Robertson
Candy Henderson
Candice Sawyer
Shannon Smith
Belal Al Hassani
oseph Goodwin
ichael Ruggieri
Brandon Haase
ario Frias
Albert Olesko
aylor Glielmi
emesghen Starr
eanell Sawyer
imothy Conn
Steven D'Ambra
Evan Thomas
Deanna Daniels
arisha Sommerville
Andrzej Krukowski
Cameron Hart
Diane Williams-Lewis
Dustin Kiss
Funmilola Elumade
Yihsin Huang
Emanuel Jimenez
Christopher Visnesky
Michael Hulse
Sokol Fazliu
Dallas Johnson
Garrett Shelton
Victoria Perea
Alyssa Wiebe
Steven Stensrud
Corenthians Fletcher
Joshua Lowman
Vashawn Nelson
Stacy Matteo
Kasey White
ickey Adkins
Alexis Tran
Juan Olvera
[v
Š] 830
829
829
828
825
825
824
824
824
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823
823
822
821
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820
820
820
820
819
816
816
816
816
815
815
815
814
814
814
812
ames-TI
ancy S
Austin
homas Mattingly $
Alden Bullwinkle-Hatton
Conzita Goveas
Daniel LaFontaine
allwood
Amelia Goldman
ichaela Cromie
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Heather
Erin Jinn:
Colin Qu
Chavis H
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amell R
Alex Kell
Francis
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Arthur B
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Leah Ma
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Hector Guzman
Donald Stone
Henry McCormick
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Dwight Dube
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Lafi Papalii
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Veronica Atkinson
Charles Gotcher
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Alexander Johnston
ichael Tolman
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Robert Townsend
Wanda Williams
Dedric Williams
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Lee Goldman
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Emilio Perez
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Shannon Longcore
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Darya Smolievskaya
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Lillian Rodriguez
767
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764
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Wafa Kamal
Laura Beaulieu
Andrew Pringle
Faiyad Khan
ayleen Kama
Genc Grajcevci
Andrew Murdock
oberto Mazariego
Kevin Silva
Juan Ramos
homas Ferraro
ichael Clower
ichael Desharnais
Brett Van Effen
Jelissa Johnson
Cornelius Holder
Steven Warner
uliya Ostapyuk
eresa Saavedra
Sam Chan
Jeanne Schulte
Jennifer Barnes
elissa Thomas
avid Basnett
Ubaldo Gonzalez
Stacey Moss
Lawrence Dennis
Kristopher Ax
Akanesi Fatai
aul DiVincenzo
Casey Pfeffer
Christopher Thormann
icki Griffiths
Alfred Carrillo
John Cochrane
Belinda Rickles
Jeffrey Thornton
Denzel Banford
achel Brown
isha Joyner
Esau Fernandez
Jeffrey Espinal
el Roule
Daniel Ord
Felix Gonzalez
Ashley Caruso
John McDougald
hilip Roffi
Felicia Dallenbach
Joshua Broadhead
Evan Cross
ichele Hanrahan
Lori Mellenbruch
Charles Schwartz
Kaela Teilhaber
Steve Mersan
Alan De Freitas
Candice Stuckey
James Jackson
Andre Dantas
eter McNamara
atricia Wiegele
Jessiva Alejandre-Gutierrez
Kimberley Manning
Stephen Martinez
Brody King
yan Freeling
Julietta Young
akiyah Smith
David Schanuel
Joshua Goodman
Virakbot Oung
avid Peebles
ilton Garlick
ana Black
Jose Garcia
Shantayia Williams
Jeffrey Hammond
Emmanuel Hernandez Romero
Š] 720
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Armando Garza
Brian Cabral
Amalia Carter
Pierce Patterson
Al-Karim Walji
Ashley Mayo
Michael McCloskey
Heulett Suggs
Jeremy Engrav
Silis Verdant
Clyde Mathews
Claire Morgan
Zonia Ramirez
Dennis Lovett
George Bort
Ashley DeJesus
Steve Bryant
Benjamin Hudson
Katrina Collie
Veronica Morris
Craig Strompf
Quinn Allen
Danielle Morales
ravis Vaughn
Alexis Sledge
Shelby Poston
Jon Flexner
ark Jones
Dane Harnack
Erin Moyer
Arthur Trost
alph Bond
atthew Obringer
Sherica Bartlett
yan Witham
Justin Runde
edro Lemos
Lillian Carroll
Samy Jacques
Emily Kasper
yan Glendinning
Shane Carlson
Daevon Byron
Eric Pauls
ichelle Hudson
ustin Vernon
wona Niemiec
icole Khochaba
Hamza Ally
ohannad Mekawy
Grady Neal
Brandon Cooley
Shannon Martin
errick Peeples
Kiera Smith
Saul Morillo Batista
atthew Lukesh
Brenna Schmidt
Quenten Venter
Louisa Carlos
Andrea Cox-Philip
Chelsea Peacock
icardo Garavito
arzuwoa Brown
Lex Coppell
yler Mabry
Andrew Siebert
achel Elfenbein
Lauren Price
Esitia Foliaki
adira Choudhury
Lauren Carreon
Sanja Stancic
Sean Day
Joseph Wilson
Joshua P Bailey
Dedrik Anderson
Hal Herman
Derrick Coates
&
Guilaine Victor
onathan Daal
eenan Taylor
anmeet Singh
Curtisha Stephens
anet Hall
amar Travis
arumy Parra
ancy Howe
Antonio Ramirez
saiah Bruce
eidre Kennedy
ylan Klotz
avid Adams
ames Liggins
homas Prather
Anne Kim
ale Passow
Alma Gonzalez-Castillo
heodore Ryan
Byron Rodgers
Victoria Gonzales
amesT Slater
ared Hernandez
Willie Reeves
essica Guzior
avid Doles
Bozena Sladkowski
Allison Lamb
ario Puleo
aiulagi Moala
Shalva Gulmagarashvili
eter Maleski
homas VanOsdol
Bradin Hanson
Alexandra Whealy
endall Scavo
Gbemisola Adewole
Alexus Lethcoe
Brandon Cao
Winndell Powell
alam Muttalib
Stephanie Harris
onica Chicas Palacios
ami Rekola
adison Heath
William Pastore
aureen Bobilya
Amanda Peterson
evin Oberacker
Edward DeFurio
icole Conley
Omar Fernandez
ohn Pham
homas Quoss
ichael Clemente
ohn Williams
Alfonzo McClinton
ouglas Zigby
onika Michniak
eter Gabranski
Scott Wheeler
ouglas Zackodnik
Charbra Beaven
oseph Grider
Victoria Tomlinson
yler Dowe
Fillip Stamevski
atiana Ramirez
eith Gabaldon
Scott Lloyd
ouglas Kemp
Cherie Mohn
Liam Flaherty
Amy Pearce
lean Cobbs
elson Worsley
Anastasia Vasanjee
Alice Spencer
a
与 | 635
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Martin Sinishtaj
Edmund Leddy
Carmen Correll
Zachary Bowman
joshua Yurinko
jaycen Daigle
Austin Cash
Shane Cabral
jake Loewen
oble Woods
Robert Ward
Curt Snow
imothy Chandler
Andrew Aaron
Irving Carter
ichael Tedaw
ico Baldelli
Raymond Hessler
orgi Perez
Omar Torres
Alan Arellano
Ryan Vannoy
Samaris Gener
ustin Lowe
Roger Rau
Karen Falter
Destinee Driver
achane Joseph
David Nham
Vincent Andreotti
Makayla Proffit
ohn Florio
Kimberly Riley
icah Focken
onya Hawkins
Celisse Del Valle
Damien Champ
Sarah Song
Kayde Martin
Sean Velasquez
Desiree Davila
Dwayne Gomez
Thomas McHugh
DeShannon Boyd
Maria Fe Abad-Barte
Paul Yagual
Shainia Collins
Rosie De Luna
Naqqash Chaudhry
Carlos Maldonado
Rubin Chaimov
Richard Halliday
Andrea Glover
Cameron Lee
Steve Marker
Alison Sterzer
Krystal Kay
Robert Reams
Aaron Ybarra
hajuana Patterson Cole
Sonia Tyner
imothy Sharkey
Cole Maisonneuve
lan Phillips
joshua Sanson
Luke Vought
ennifer Mok
onathan Dearolf
Mark Morrison
eremy Barrows
josh Egalka
Haneefah Morehead
janet Frizzell
icole Krause
Annfa Gross
argaret Lupercio
Sylvain Kalombo
Corey Nelson
Franklin Loeffler
=
ennifer Summering
Gerrit Stephens
Ellen Edwards
obert Westphal
Stephanie Brockman
Levi Nicolai
Amanda Dickinson
asha Marker
Parker Heuser
oshua Palacios
Cathleen Parque
loseph Campos
amison Waldron
Amy Hayes
homas Huynh
Zachary Whipple
Winterlee Misilagi
Karen Sessing
Curtis LeBlanc
Anthony Maximo
Zachary Koll
LaTonya Tucker
ameetri Washington
ustin Allain
aylor Thomas
Duni Olusegun
obert Barnett
aricela Mendoza
oseph Salvatori
artin Miller
anisa Ware
Keyante Humphrey-White
Eric Ogles
Hamilton Cribbs
homas Nasser
Viyarath Vongprachanh
Kainoa Jensen
ordan Helms
Amanda Sapp
Ghina Malaney
jacob Williams
Gary Slocum
Bonnie Dupre
Clarissa Garrido
Lucie Zakova
Liana Woodard
Anthony Boulware
Barbara Webb
Elizabeth Loomis
Hannah Linderholm
oseph Kleeb
ennifer Hackmann
Harvey Quinn
Kimberlee Coffey
Drax Joseph
Stephanie Bergen Weber
Ashley Wenning
ay Salmon
Steven Trattar
revor King
Amal Mughrabi
William Sturgess
Stephanie Baker
Angela Randle
Cynthia Melchor
Rebecca Laseke
John Balk
Kathleen Wade
Nana Twum Agyire
Sarah Sams
Fran Kolos
Alexander Spooner
Erna Gasanin
Farline Jackson
Joshua Rider
Michael Dorn
Kristi Vang
Austin Soboleski
Katherine Gomez-Martinez
Š] 567
566
566
566
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541
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535
535
534
534
Hilda Ferris S| 534
Kelly Chartrand 534
eghan Modrak 534
Jonathan Maust 533
arla McKay 533
yler McKnight 533
erek Spies 533
Doris Selmani 533
oellia Makridakis 532
Danielle Dhaiti 532
Luisandra Miranda-Maisonet | 531
Cathy Noye 531
Chaz Hutcherson 530
Alejandro Pineda 530
Connor Brown 529
Shanell Smith 529
Harold Caddel 529
Daniel Heath 529
Tracey Powell 528
Miguel Hernandez 527
Jaclyn West 526
Matthew Coaxum 526
Kelly Naughton 525
Henrietta Taylor 525
SamvelTigranyan 525
Joshua Boyce 525
Kyle Church 525
Evelyn Irby 524
Jaleen Dumas 524
Benjamin Albert 524
Brenda Fox 523
Kasey Westbrook 523
Courtney Ricks 523
Kiran Arshi 523
Zane Wagner 522
Cory Quaife 521
ara Haughney 521
yrone Andrews 521
Austin Hamilton 521
abel Fearon 521
Brian Kearney 520
Lori Bourne 518
Brielle Killian 518
Brendan Mayworm 517
Jay King 517
Sharon Colburn 516
ichael Perry 516
atthew Erickson 515
arrin Roberts 514
reeti Sahgal 513
ark Yarin 513
Johny Remy 512
Shane Valentine 512
Dashan Brown 511
yan Feehan 510
Van Ortega 510
Anthony Capecci 509
ichael Curtis 509
Christiana Bouligny 508
Justin Jiang 508
Tiffany Fallow 508
Burnett Johnson 507
Anthony Costantini 507
Sheila Fowler 506
John Keslar 506
Austin Walts 505
Marcus Salas 504
Stanley Faucher 504
Audessa Siccardi 504
William Hiller 503
Alaa Mohamed Khalil 503
lan Matern 503
Devan Grissom 503
Dylan White 502
Deborah Paredes 502
Bryan Chechak 502
Eugenia Austin 502
Eliseo Javier 502
Evan Rising 501
Edson Porrata Rivera
avid Ramirez e
achel Mesnard
evin Appasamy
Casondra Mil
eny Johnson
arrell Asbell
Timothy Perkins
ariaCristina Moreno
evin Williamson
Elcar Buhay
Taisia Robinson
Steven Barton
Oscar Gastelum
Ashley Mathis
octor Vaughen
Skylar Chauvin
ennifer Pofahl
Elizabeth Eikelberger
aren Vitale
ohnny Ly
esse Wise
Anthony Chirico
Stephen Turk
aniche Rodriguez
ustin Barker
Brittany Holtz
oshua Gaskin
ennifer Schultz
erry Zorns
Taylor Johnson
Zindora Crawford
athaniel Johnson
obert Redman
ichael Denton
evin Hastings
uan Venegas
Connie Arnould
Laura O'Mary
andi Newman
Chelsea Davis
ary Franklin
Stephane Masyn
ichael Vita
oy Manasse
Alex Rodriguez
Francis Ingulli
Christina Jauch
Zachary Button
Cynthia Cordova
Christian Berton
Alexander Lynch
Dylan Garcia
Sheree Rogan
Cameron Stanley
Tanner Duy
Ashley Johnston
Sergio Prieto
eith Joseph
Scott Milkey
Alesha Lobin
Denis-Michael Catalano
Cassandra Witty
Cristian Castro
onathan Cormier
Hieu Tran
Amelia Moeaki
Brian Thai
Bobby Davis
argaret Martin
eremie Parham
Deante Young
Alcin Hammon
Christine Lein
aul Campbell
Akiko Thompson
adelyn Fermin
obert Bluitt
Toni Mussara
33
~
-
b d
Addl FCKERT
$49,594
Zachary Hart
NOVEMBER BONUS LEADERS | PAYOU
S| 49,594
39,901
36,594
33,481
31,191
28,272
24,656
23,220
21,652
20,526
18,785
18,406
17,378
16,943
16,890
16,883
16,711
16,400
16,161
15,795
15,412
15,268
14,964
14,366
14,255
13,988
13,953
13,789
13,624
13,608
13,528
13,350
13,110
12,722
12,681
12,428
12,355
12,305
12,117
12,113
yan Fickert
icholas Moore
Erez Shabtay
Andre McCallum
arc Salvaggi
obert Kanaan
Matthew Parks
atrick Bendure
Bobby Szwaja
Levar Morgan
ohnny Ly
ichmond Gerrish
joshua Krueger
eynolds Akuamoa
Ernest Powell
Ofa Tupouniua
Syed Quadri
Steven Kin
avid Wang
an Ikei
Zach Otto
yan Stenglein
Morgan Lobello
oreen Ryan-Foti
ichard Mansfield
Yemi Akinade
Lorena Barriere
Melinda-Rae Lyse
odney Ward
Andrew McQuade
Beau Locker
Bobby Gujra
yan Kendl
ohammed Moalawi
yan Wilson
aniel Hartwig
Curtis Henderson
Christopher Hintz
onni Ng
oshua West
NICHOLAS MOORE
$39,901
Durhon Oldham
$| 12,079
11,816
11,583
11,569
11,539
11,250
11,108
11,082
11,016
10,940
10,861
10,817
10,814
10,761
10,405
10,349
10,312
10,250
10,086
10,013
asr Quadri
ichael Laramie
yan McIntosh
Shahab Mahdavinejad
Corey Helly
ichael Clemente
ohn Nieves
Sean Velasquez
Charles Ferrari
obert Smith
Hyunchul Chung
homas Vena
Atta Saleh
jake Yagjian
jason Bratin
Andre Bent
Fugene Garcia
acole Newbold
atrick Stenglein
atrick Knouse
roy Plummer
oshua Olin
Chris La Fond
ordan Chalom
ameetri Washington
Blake Higuchi
ark Hileman
ark Beckford
onathan Emura
Evan Holzhauer
William Robinson
ark Dushaj
Christopher Akins
on Fischer
atthew Diulus
ephen Jeung
Trevor Mayer
ex Kae
atthew Turnquist
ephen Giddens
SS —
= h | OLE
ECDERSHIBONUS SA
»
OREZ SHABTAY
$36,594
Michael Vasu
8,601
8,557
8,489
8,449
8,416
8,340
8,185
8,172
8,166
8,090
8,050
7,966
7,964
7,880
7,857
7,849
7,842
7,682
7,579
7,486
7,461
7,361
7,357
7,217
7,164
7,115
7,036
7,001
6,882
6,753
6,572
6,463
6,423
6,421
6,395
6,391
6,389
6,279
6,241
6,198
Edford Banuel
Sara Vaz
ustin Dunlap
Alta Herpel
Fritznel Octave
Gevorg Yanukyan
Mack Doby
oy Vann-Austin
ucker Gregor
arren Miller
aul Zuzick
ulianne Scavo
Chelsie Otto
aul Kelly
icholas Scordos
Aaron Haynes
Ala Awad
-Perfection Harris
Brian Zuzick
Steve Bryant
atthew Conrad
ustin Dunbar
Brandon Summerton
ichael Musso
onica Brown
AshLynn Orng
eana Plaster
ta Haidinger
ark Dombrowski
ichael Stuver
Aaron McLean
ade Beck
ichard Dyer
Shai Mate
yler Worstell
Shawn Lewicki
arisa Willgruber
Steve Svendson
essica Wilhite
‘ody Kramme
$2,213,591
$| 6,155
6,151
6,125
6,074
6,064
6,060
6,057
6,053
5,893
5,882
5,873
5,853
5,794
5,711
5,707
5,681
5,635
5,568
5,428
5,378
5,374
5,345
5,305
5,229
5,223
5,112
5,104
4,977
4,825
4,812
4,791
4,689
4,670
4,640
4,639
4,615
4,609
4474
4472
4,465
ravis Stucki
oger Fung
Britton Costa
Corey Hallan
yle Lewicki
axx Schumann
Andrew Wagner
jasmin Gallaga
Steven Rios
oshua Jackson
Aaron Voege
Stephanie Kell
effrey Hal
ominicTelymonde
eramey Pitman
icole Sanders
Lamar Livingston
London Nelson
imothy Wilson
arcy Schrieber
ristina Moore
Evan Donoghue
om Weller
Cara DeFiore
Christopher Bentley
Joshua Rush
ustin Adams
Brent Bowling
Holly Lacey
Begona Patino-Lopez
Grant Myers
Brian Schreiter
atricia Cicerale
inelly Urena
George O'Shea
Anita Ferris
Elizabeth Chilson
Gregory Graham
Lisa Richardson
essica Santamarina
A
Ye. E d
ADRE COLLUM
$33,481
Zachary Hart
$31,191
Surace-Smith
QUALIFIERS: 633
S| 4458
4,437
4,343
4,343
4,303
4,250
4,215
4,140
4,120
4,119
4,087
4,069
4,044
3,999
3,965
3,921
3,882
3,838
3,836
3,798
3,794
3,771
3,756
3,727
3,646
3,636
3,615
3,606
3,590
3,567
3,543
3,533
3,525
3,472
3,399
3,370
3,341
3,285
3,266
3,229
joseph Tomanovich
Stephen Hill
Brandon Teter
enada Bogan
Matthew Cartwright
Sokol Fazliu
evin Adams
Bruce Viaje
icholas Engrav
yler McKnight
atrick Guthrie
Carlos Arballo
joel Rose
esse Rennich
Cassondra Cantner
London Burnett
ichael Gerstein
Steven Warner
Brandon Edens
amie Winters
ichael C Williams
ichard Millington
uni Olusegun
inh Phung
ichael Williams Jr
Bradley Kampmeier
effery Thiel
Anthony Theriault
Frank Cordaro
enno Glick
Eric Thompson
amil Harris
ichael Cirelli
ohn Conard
atthew Cessna
Christopher Dicks
Amr Shater
atalie Linker
aniel Franke
Elias Boles
Harold Durana
esse Doherty
Herman Fennell
Scott Sonnenberg
Craig Strompf
oanna Hansen
Brody Maughan-Evanson
atrick Rieger
Avi Kauderer
Slavita Hut
avid Guzman
Shalom Chaimov
Carl Lindsay
elne Hughes
Stephanie Lovins
Christopher Bennett
ikola Subotic
ohnny Ramos
Ho Tran
ose Rubio
obert Hamilton
Brandon Minor
Aaron Ralston
Antonio Reyes
Geddes Robinson
athan Hunt
Bonnie Dupre
oghie Hassan Loo
Samuel Cohen
Sharif Grays
onathan L Jones
ean Gushi
uhammed Ashraf
Charley Forshee
Scott Wheeler
Ashley Wenning
Adem Abdula
Ariel Demesa
Marcus Martin
jason Green
ansey Vazquez
aylor Black
Carlo Buhay
eAnthony Hartman
Glenn Martin
icah Focken
Elyse Bryan
atrick Duray
egan Johnson
imothy Bugge
Vincent Meyer
Andre Hawthorne
hilip Roff
Clayton Bonner
att McBride
Scott Davison
euben Paygai
arie Laine
imberly Hamilton
ustin Diaz
ike Paragiou
aul Streater
agda Figueiredo
elvin Fernandez
aul Smith
Aliesha Stone
aniel G Johnson
Mahadai Kryshundayal
ohn Bacaron
enna Grula
Lindsey Dettwiller
ames Cassie
icardo Subero
Edmaggie Myrthil
Andrew Hynan
eter Davis
atthew Rodriguez
Brenda Fox
Casey Finley
aniel Walton
Christopher Muraca
Calvin Irving
Bilal Farsakh
on Gelhorn
Felipe Machado-Santanna
Armin Farahbakhsh-Priebe
Stuart Pagan
Beaux Southern
ason Lee
Mark Neilson
Ariana Jones
Laaina Havea
Aaron Parks
Cole Maisonneuve
Zonia Ramirez
ichard Whyte
erron Alexander
oshua Randolph
eremy Jackson
homas Huynh
orge Guerra
Leonel Lazcano
amela Randle
ichael Russin
obert Park
iffany Babin
atthew Zang
ichard Gaffney
ordan Seguin
Cleopatra Sola
Adam Kidikas
Bryant Rayford
Ashley Ruhl
Christopher Clark
Asad Ahmed
atthew Bogle
Kyle Schroeder-Gurnicz
Barbara Seyoum
Dane Harnack
Fran Kolos
Omar Billy
John McDougald
Andrew Chambers
Joseph Kanaan
Cathleen Hairston
Asiguy Haugabook
1,098
1,096
1,090
1,088
1,071
1,042
1,037
1,033
1,029
1,029
1,025
1,008
1,004
1,002
Amy Baird $| 626 Anadeto Arevalo
wayne Gomez 622 EricButt
Chirotam llokwu 614 Sina Heak
Alex Torruella 603 Angel Martinez
yan Landmark 594 Alexis Pineiro
Yuriy Kosovan 591 Anita Przybylowicz
afi Nawabi 584 Marcus Piccirilli
Mireya Lopez 580 Chantel Floyd
erlens LaRose 576 Christopher Silakoski
Francis Ingulli 569 Orey Yates
Courtney Griggs 567 Alex Normandeau
ordan Reinhold 561 Alexandra Berberich
avid Hefflin 552 Andy Dor
Carrie Padgett 549 Richard Tabanji
imothy Buckner 549 Craig Mitchell
imez Parker 545 William Tompkins
imberle Spooner 542 Damaris Henderson
imothy Watson 541 Ricardo Alanis
onya Bailey 535 David Herchid
Liam Flaherty 535 Donald Dulaney
Alma Lozano 534 Jacob Giangiuli
Aziz Farsakh 521 Pablo De La Cruz
Levi Porto 515 Barkley Collinson
ichael Hinojosa 510 Laura Dennee
Attar Chalif
Angelique Piquion
ason von Rosenberg
Brittany Smart
Arthur Mdntyre
Marmin Alea
joshua Crisp
Oscar Cardoza
adyn West
Ashley Rust
ary-Delores Ayarzagoitia
Vincent Andreotti
Marcus Moody
auri Ramirez
Heather Berg
Fred Greenawalt
ravis Vaughn
Adam Chesney
aren Salek-Cuzmar
Cristina Fox
joshua Yurinko
ames Harding
anya Kuzmen
ordan Lacy
Mark Kukielski
ennifer Class-Rodriguez
Arien Seemann
ichael Dean
ames Jones
oshua MacCabe
ichael McGoon
Alexandra Graham
Holly Bonhors
Candice Anderson
imothy Peeler
errence Smith
imothy Moody
aniel LaFontaine
assandra Perez
D]
e
$| 796 Bonnie Dupre $| 718 Sean Hansen S| 679 Michael Russo Š] 634 Naomi Caraballo $| 601 Erin Babin $| 532 Anthony Cao
| 788 Sydney Normand | 718 Cristen Cochran 675 Dwight Williamson 633 Christopher Limas 601 Heather Watts 528 Nankarba Sayiah
| 781 AlexLoosli | 718 Gage Lewellyn 671 Ashley Rust 629 Jacinta Leonardo | 597 Ekaterina Andreeva | 525 Pedrolemos
779 Jennifer Pofahl 717 Ryan Feehan 669 Stephanie Brockman 628 Ryan Ohm | 596 Troy Williams 525 David Chen
770 Deborah Paredes 716 Breanna Levy 666 Alan Fricke 627 Damaris Henderson 590 Addison Ward 525 Sanyo Galloway
767 Matthew Halbmaier 710 Jordan Kness 662 Daniel LaFontaine 623 Aleisha Sampson 584 Kaylea Adkins 525 Heulett Suggs
764 Keri Morris 701 Tiffany Babin 662 Chirotam llokwu 623 Anacleto Arevalo 579 Shayla Williamson | 522 Nataly Castillo
757 Peter Gabranski 699 Joshua Sanson 660 James Sherwood 619 Clinton Kerbs 579 Dexter Phillip | 521 Sheila Fowler
757 Gustavo Rivera-Delgado 698 Stuart Pagan 660 Cathleen Hairston 618 Katrina Gilmore 567 Niclagulli | 520 Kirsten Watkins
751 Leonel Lazcano 697 Viyarath Vongprachanh 660 Daryl Graham 618 Jeremy Osborn 556 Craig Clever 516 Asad Ahmed
745 Alejandra Franco-Salinas 695 Christopher Stevens 659 Joel Braggs 616 John Vacca 554 Alden Bullwinkle-Hatton 513 Daniel Perkins
743 Ryan Landmark 690 Alex Torruella 656 Norine Fortier 615 Karen Mosley 550 Eli Doumi 513 Pablo Solis
739 Ryan Fogel 689 Stacey Moss 655 Maria Avila 615 Erica Robertson 549 Jarred Spanbauer 512 Sydney Bouchard
731 Dalyn Quilausing 689 April Rivera 653 Daniel E Austin 610 Ryan Hillman 548 MandaleTolefree 509 Miguel Fajardo
730 Joshua Yurinko 688 Sashia Veerman 647 Katrina Ricks 603 Hector Mendez 548 Alex Normandeau 509 Brendan Bradfield
729 Skylar Chauvin 682 Travis White 642 Jacob Davis 603 Southern Foster 546 Tanya Dodson 504 Kaleiokamaile Viena
727 Tyler Pelkie 681 Caren Deanda 638 Trevor Baynes 602 Francis Ingulli 543 Darrin Roberts 504 Maurice Coleman
720 Christopher Little 681 Anniedwrys Nivar 634 Jagdish Sukhu 602 Kascey Williamson 542 Tiffiney Harmouche
BALLS
BROOKE BOIS
$5,734 $5,687 $5,528 $5,299 $4,852
Laura Fisher Michael Vasu Theodore Pappas Michael Vasu Giglione-Ackerman
d >?
» \y i » x
$| 5,734 Cameron Stanley Š] 2,332 Samaris Gener $| 1,750 Desarae Freeman $| 1,377 Nathalie Kanzki $| 1,139 Rachel Mesnard Š] 923 RubinChaimov Sail mogannal TABIL SPAHI NICHOLAS HAS PARRO BRADLEY WANA
5,687 Brooke Bogs 2,326 Waleah Salah 1,746 ickoy Hylton 1,366 Edward Nguyen 1,127 Yamid Mendoza Sanchez 923 Fadi Nassar $4,722 $2,630 $2,585 $1,962 $1,860
5,528 Rachel Gallagher | 2,320 Brenda Fox 1,729 Chloe Senia 1,363 Geri Hedrick 1,118 Jesse Benwell 923 Mark Maddocks Don Foti Gigli -Ack Sabrina Lloyd 5 -Smith Bob Ol
5,299 Megan Johnson 2,315 Denis-Michael Catalano 1,729 John Gibbs 1,346 kill Cobos 1,106 Trevor Tollefson 918 Sharon Barnes ONTON duone nexerman Panna ey drace-omi 9 zen
4,852 Jeffrey Espinal 2,303 Joseph McCallister 1,724 Alejandro Pineda 1,337 Michael DeGiovanni 1,1104 Amelia Moeaki 914 Elvis Durakovic
4,788 Holly Bonhorst 2,293 George Young 1,717 Candice Anderson 1,329 Rebyka Watson 1,103 Dacey Dickerson 913 Paul Smith
4,314 Brent Bowling 2,262 Justin Sutton 1703 lvan Leung 1,328 Abraham Weissman 1,099 Anthony Ferraro 906 Jorge Guerra
4,160 Patrycja Grudzinska 2,230 Mark Neilson 1,670 Travis Kovach 1,326 Vincent Campana 1,091 Kelly Schoenherr 905 Timothy Peeler
4,012 Tabitha Witherell 2,210 Angela Black 1,656 Casey Pfeffer 1,326 Kimberle Spooner 1,086 Deserick Davenport 896 John Williams QUALIFIERS: 165
3,940 Abbas Abdul-Khaliq 2,204 Karima Hartani 1,655 Saul Lopez 1,322 Gladis Orozco 1,080 Komo Davis 890 Brandon Hughes
3,832 Jason Green 2,174 Michael Coulthard 1,638 Michael Stuver 1,313 Arthur Trost 1,063 Matthew Neish 889 Ray Salmon
3,747 Derron Alexander 2,162 Alma Lozano 1,638 Vinecia Moore 1,312 Shelbi Sofranko 1,059 Alexa Vega 881 Tonya Stringer
3,535 Moli Kaufusi 2,138 Eric Thompson 1,624 Ranjana Chopra 1,304 Shiv Patel 1,044 Robert Townsend 878 Anthony Verrett
3,486 Lynn Jenkins 2,111 Christina LaPlant 1,604 Julia Loboda 1,300 Kristen Brown 1,035 Kevin Ishikane 877 Daniel Walton $| 4722 SamiMogannam $| 1,682 RyanVopat $| 883 lawrence Dennis $| 626 Theresa Dodd $| 532 Ahmedlstiaq
3,403 Bethany Evans 2,095 Benjamin Varner 1,601 John McDougald | 1,293 Christopher Muraca 1,035 Robert Biser 875 Kelvin Fernandez 2,630 Nabil Spahi 1,394 Dason Phaul 801 Joseph Faisant 623 Laurekins Pardovani 527 levita Tupouniua
3,340 Dennis Lovett 2,028 Arthur Mcintyre 1,590 Tonya Bailey 1,283 Issac Estrada 1,032 Laura Dennee 871 CaseyFinley 2,585 Nicholas Gasparro 1111 Corey LaVigne | 668 Ashley Bodnar 623 Michael Perez 518 Anna Senra
3,220 Joel Jesurun 2,013 Eric Snyder 1,588 Mchel Helgeson 1,277 Alexandra Graham 1,032 Steven Phillips 870 James Jones 1,962 Bradley Weigand 1/101 Maurice Baritz | 658 Lily Sakai 591 Patricia Smedal-Summers 510 Al Alkurdi
3,169 Calvin Irving 2,011 Barkley Collinson 1,569 Mathew White 1,276 Brody Maughan-Evanson 1,025 Vincent Gravel-Michaud 867 Andy Dorf 1,860 Rich Walus 1,021 Bryan Czajkowski | 641 Arthur Westergren 543 Loraine Patterson
3,150 William Tompkins 1,991 Sara Kamalvand 1,556 Roger Rau 1,261 Attar Chalif 1,023 Samiuela Vaea 861 Skyler Hornung 1,795 Mark Lahijani 889 Mitchell Look 634 James Ternes 533 Moli Kaufusi
3,144 Nedal Kawash 1,944 Eric Watson 1,550 Lindsey Dettwiller | 1,250 DeAnthony Hartman 1,022 Timothy Chandler 856 Michael Abney
3,142 Meghan Harris 1,938 Debra Small 1,541 Joshua Crisp 1247 Arien Seemann 1,009 Martin Robinson 856 Christina McGregor
3,073 Daniel G Johnson 1,924 Ivonne Perez 1,525 Orlando Mayorga 1,241 Christopher Bungay 989 Thomas Huynh 854 Brandy Maynes
3,044 Azar Afnan 1,922 Jacob Giangiuli 1,515 Aaron Parks | 1240 andy Johnson 986 Candi Carlisle 854 Graciela Calderon
3,017 Frank Rodriguez 1,920 Bilal Farsakh 1,512 Ricardo Alanis 1,237 Kimberly Hamilton 979 Zonia Ramirez 853 Ryan Witham
2,810 Kendall Wilson 1,916 Auston Mavrak 1,508 Brandon Foster 1,232 Jesus Tolentino 975 Paul Campbell 848 Dwight Dube
2,769 David Dales 1,915 Brandon C Johnson 1,508 Shaefer Pacada 1,229 Phillip Waisman 975 Badum Maaloo 846 Sarah Whiting
2,719 Ariana Jones 1,891 Joel Trask 1,498 Devon Justice 1,225 Zachary Gallo 972 Jennifer Martin 842 Matthew Kurey
2,650 TadTeeters 1,889 Daisy Grimes 1,480 Richard Gaffney 1,223 Elias Boles 969 Edmaggie Myrthil 841 Jocelyn Bolito
2,620 Mauri Ramirez 1,877 Alex Rodriguez 1,478 Cara Griffin-Locker 1,223 Orey Yates 969 Micah Focken 840 Penelope King J J
2,567 Adam Kidikas 1,877 Tom Weller 1,473 James Frese 1,221 Robert Tanner 960 Jennifer Bettis 837 Joshua Sonnabend
2,547 Evelyn Howell 1,863 Ashley Flood 1,469 Adam Wolcott 1,216 Dina Boghdady 955 David Brooks 833 Jordan Shoubash
2,537 Justin Diaz 1,851 Andrew Hynan 1,455 Cameron Ashcroft 1,212 Toni-Ann Allen 948 Travis Vaughn 823 Cristina Fox
2,451 Nathan Doyle 1,837 Daniel Li 1,453 James Harding 1,208 Jamell Ramsay 947 SeanThormann 817 Ryan Trimble
2,434 Massoud Vaziri 1,832 Mele Makaui 1,450 Jesus Parra 1,207 Paul Helling 940 Sonia Tyner 816 Tami Chaimov WORLD'S GREATEST LEADERSHIP SA/GA TRAINING REINSTATEMENT
2,402 George Taramas 1,807 Travis Vandeberghe 1439 Kanon McGee 1,202 Dylan White 939 Christian Mays 812 William Barker
2,396 Manuel Diaz 1,805 Dean Gushi 1,437 Adam Chesney 1,201 Mayra Robles 937 Mireya Lopez 809 Blake Bocci $ 8 $ $ $
2,354 Dario Messina 1,804 Janelle Beckford 1433 Cory Quaife 1,174 Shanna Russell 931 Jackie Alston 805 Ashleigh Clapper 2,594 35 2,213,591 574,676 53,970
2,353 Svyatoslav Stefanyshyn 1,789 Oleg Novitchii 1433 Rebecca Stern 1,161 Margaret Rivera 931 Jason von Rosenberg 805 Ronald McCormick
2,340 Michelle Caouette 1,784 Ryan Vance 1,413 David Hefflin 1,155 Valeria Martinez 926 Danielle Morales 801 Michel Lavelanet
2,339 Anita Przybylowicz 1771 Frank Cordaro 1,388 Corina Araujo 1,155 Aliesha Stone 926 Autum Wright 800 Adrain Alfred
2,338 Adam Hanna 1,760 Timothy Watson 1,378 Dwayne Nabors 1,142 Nina Blackmon 925 Chase Patton 800 Alex Paguio
2,334 Thomas Longino 1,754 Garrett Shelton 1,377 Phillip Jenkins 1141 Omar Billy 925 Connor Kuckelman 799 Matthew Rodriguez All qualifiers listed achieved at least $500 in bonus totals
November Qualifiers-
Outstanding Producers & PR Representatives:
Al Alkurdi
Bob Olson
2 Qualifications
$256,244 Net ALP
82.4 RET
Randy Souliers
» Altig-Orlovic
1 Qualifications
$73,521 Net ALP
100 RET
Angela DeVivo
Simon Arias
1 Qualifications
$67,441 Net ALP
85.1 RET
Tevita Tupouniua
Steve Friedlander
3 Qualifications
$103,487 Net ALP
88.5 RET
Oleg Novitchii
Surace-Smith
1 Qualifications
$70,126 Net ALP
90.6 RET
Priscila Gonzalez
Theodore Pappas
1 Qualifications
$63,311 Net ALP
82.2 RET
HEA Alf
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DOLLAR CLUB
Each champion will receive a bonus of $5,000 and the Million Dollar
Club Award. Congratulations on your achievements!
Durhon Oldham
Contracted 2/28/06
Qualified 11/30/16
$1,001,660 Net ALP
Steve Friedlander
Contracted 2/28/10
Qualified 11/30/16
$1,017,324 Net ALP
Director of the Month
Rudi had 99.2696 growth over
" November of 2015.
Director of the Month
Laurie had 87.4296 Lead Growth
A \ over November of 2015.
NOW
David Zophin
UR COMPANY THEME FOR 2017
is LEGACY. It’s a very fitting title for
the year we are set to embark upon.
We have reached a historical fulcrum point.
Roger is putting the final touches on his legacy
while Steve and I are just beginning our own
home office legacies.
Steve introduced our theme at the SGA
meeting last month. I'm sure by now most of
you have given some thought to your own per-
sonal legacy and what you want it to be. I want
to give you another angle of legacy to ponder.
Most of us think of a legacy as something :
we leave behind, but I believe we have our fo-
cus on the time in reverse. I believe we would
be much better off if we lived our legacy NOW,
today and every day! How much better would
you, your family, your agency, and this compa-
ny be if we looked at our legacy as being built
brick by brick, day by day with everything we
do and how we do it?
Think of your legacy like the foundation
of a building. A solid foundation is laid brick
by brick, solidly secure, one brick at a time.
The quality of the foundation determines the
quality of who we become and, ultimately, the
legacy we establish.
Imagine if more of us spent time thinking :
about how we're impacting people today rather
than what well leave behind.
Would we present ourselves differently to
the people around us?
Would we make different choic-
es and decisions?
Would we reprioritize our lives to de-
termine how and where we focus and
spend our time?
$250 million in 2017 will be an amazing —
but totally doable — accomplishment.
It will take a lot of hard work, maximum
effort and a commitment from each of us to
not lose focus or the sense of urgency for the
entire year of 2017 to accomplish this goal. I
: know every single one of you has what it takes.
We have proven over the years that we can ac-
: complish whatever we set our minds on. That's
: what championship teams do!
Defining your legacy is an intentional act :
: like creating a road map that gets you and :
those around you from here to there. It calls
: upon us individually to serve our clients, our
fellow agents and those we lead in a manner
: that is best suited to create a greater good for :
yourself, your agency and this company.
Your legacy is not determined by wishful
thinking. It is defined by your daily decisions
: and actions, interactions with others, mistakes
made, and what you learn along the way.
In his book, Seven Habits of Highly Success-
: ful People, Stephen Covey advises us to “begin
: with the end in mind? Thinking about how
you want to be remembered in the future is
: determined by how you conduct your business
: TODAY! Think about that constantly as you
determine your daily agenda and it will help
: you achieve even greater results today. Better
yet, what if we started living our legacy instead
: of worrying about the legacy we are leaving?
2017 needs to be the year where all of us
: make the greatest strides in cementing our
own legacies. In doing so, we will help Roger
: finish what he started. Roger's last goal is to do
$250 million of net ALP in a single year.
OWEIT
. TOROGER.
THIS IS OUR
VERY LAST
CHANCE.’
There is no doubt AIL/NILICO is a cham-
pionship team! Championship teams rise to
: the occasion. They want the ball when the
: game is on the line. They embrace the chal-
: lenges and they win titles. Our title is $250
million of net ALP in 2017. We are going to
win that title!
We owe it to Roger. This is our very last
chance. But most importantly, you owe it to
: yourself and your legacy; the legacy we are go-
: ing to live, not leave. @
FIRST-CLASS MAIL
PRESORTED
AMERICAN INCOME LIFE , U.S. POSTAGE
NATIONAL INCOME LIFE —á
insurance companies PERMIT 3121
g Families
2017 CO
MOON PALACE RESORT
MAY 18-21
有 于
* ————_| LEARN
| `~ = SPANISH!
SOL
SOUNDS LIKE: SOUL
Don t get too wrapped up in all the exciting activities
where you forget to relax and take advantage of the + VIA
N tÉ 5
` spectacular views Cancún has to offer.
WI UIN Dat
FOR COMPLETE CONVENTION QUALIFICATIONS: WWW.AILIFE.COM/ARC/SPOTLIGHT.ASPX & WWW.NILIFE.COM/ARC/SPOTLIGHT.ASPX
wu a" =T gya | EX | anani ca v.
4 |
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